Other

Zumigo, Inc.

David Aaron Pinski

Partha Roy Chowdhury

Chirag C Bakshi

A user activity, which may be a debit or credit card transaction or an online access, is approved, or proximity between two users is confirmed, based on a response or other acknowledgement from a mobile subscriber terminal. The mobile subscriber terminal acknowledgement is generated in response to a query from an authorizing entity associated with the debit or credit card, or another mobile subscriber terminal, and indicates whether or not the mobile subscriber terminal is within a maximum allowable radius from a specific location included in the query. It is noted that no specific location information is included in the mobile subscriber terminal acknowledgement. An application downloaded to the mobile subscriber terminal may generate the above-described acknowledgement.

System and method for transaction approval based on confirmation of proximity of mobile subscriber device to a particular location

Verification of a user login to a secure account from a mobile device occurs when the user provides login credentials and a hardware identifier (ID) corresponding to the mobile device. The provided login credentials and hardware ID are then verified against a registry. Further, the mobile device determines and provides a geographic location of the mobile device using a global positioning system (GPS) component installed therein. The location provided by the mobile devices is then matched with a location of a network element with which the mobile device is currently communicating.

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Narbeth, PA, United States of America

David Aaron Pinski