American Express Travel Related Services Company, Inc.

Liberty Peak Ventures, LLC

Iii Holdings 1, LLC

Danielle R Nulle

Leigh Reynolds Malnati

David S Bonalle

Gail A Francolini

Lisa A Webb

Lisa E Skilling-Belmond

Steven A Rank

Zarita Norcross

Sue Mueller

Lee A Allard

Ellen Lasch

Samantha S Ing

Danielle L Kunian

Peter Kirwan Bates

Kevin Robert Young

Pam Kornfeld

Steve Rank

Blayn W Beenau

William Jody Gray

Sevia N Phillips

Amy A Glavasich

Cathy A McGarity

Lesley Leggatt

Ursula Winter

Jeannine Haas

Cecilia Sun

Customer data is securely downloaded to a browser toolbar by performing a check to determine whether a request for customer data includes a request for personal identifiable information requiring encryption by a public encryption key generated by the browser toolbar. The customer is authenticated based on a set of a user credential and an account specific access credential. The account specific access credential is associated with the account of the customer. Requested personal identifiable information is encrypted using the public encryption key generated by the browser toolbar. Encrypted personal identifiable information is transmitted to the browser toolbar.

Methods, apparatus and computer program products for securely accessing account data

The invention relates to transaction tokens ('fobs') having wireless functionality and methods of using the same. More specifically, fobs having radio frequency functionality such that information, such as payment information, identification information, or other like information, may be wirelessly transmitted from a memory within the fob to a receiver are disclosed. The fobs of this invention may comprise a microchip or other memory component, and/or antenna disposed on or within an insert and encased within an enclosure in an interior compartment. The fobs may have a quick-release mechanism for easily attaching to and detaching from a securing device, such as a keychain or the like. Moreover, the interior compartments of the fobs may be easily accessible for replacing the enclosed insert.

Wireless transaction fobs and methods of using the same

An interface for interfacing a merchant processor with a card issuer database receives a merchant profile including transaction request data elements and stores the merchant profile in a global merchant database. A request for data corresponding to at least one element of the merchant profile is transmitted to a merchant system and/or a cardmember database. Data corresponding to the merchant profile is received from the merchant system and/or the cardmember database and stored in the global merchant database. A marketing system is notified that at least one record associated with the merchant profile is stored in the global merchant database.

Methods, apparatus and computer program products for interfacing automatic bill payment systems with card issuer database systems

Transaction tokens ('fobs') having wireless functionality and methods of using the same are provided. More specifically, fobs are provided having radio frequency functionality such that information, such as payment information, identification information, or other like information, may be wirelessly transmitted from a memory within the fob to a receiver. The fobs provided herein may comprise a microchip or other memory means, and/or antenna disposed on or within an insert and encased within an enclosure in an interior compartment. The fobs may be provided with a quick-release mechanism for easily attaching to and detaching from a securing means, such as a keychain or the like. Moreover, the interior compartments of the fobs may be easily accessible for replacing the insert contained therein.

Radio frequency fobs and methods of using the same

A system and method for attaching a Radio Frequency operable transaction device to an article using various attachment apparatus are disclosed. The invention includes attaching a transaction device to an article using apparatuses comprised of bands, clips, clamps, drawstrings, and adhesives. The present invention allows for the securing of an RF transaction device (e.g., a payment fob) to a consumer's person thereby enabling a transaction to be completed without the need for the consumer to manually present the transaction device.

System and method for providing and RFID transaction device

Card with an antenna and a rectangle

Growing community of inventors

Atlantic Highlands, NJ, United States of America

Danielle R Nulle