United Services Automobile Association (usaa)

Daniel P Black

Larry Wayne Clark

Patricia A Rosas

A method, apparatus and system to derive salutations. User information for a user is accessed. A title salutation is selectively generated for the user when the user has a title identified within the user information and the use of the title has not been overridden, and another salutation has not been generated for the user. A military salutation is selectively generated for the user when the user has a military rank and a military title identified within the user information, the user is not separated from a military organization, a rank of the user has not been suppressed, and another salutation has not been generated for the user. A gender salutation is generated for the user when another salutation has not been generated for the user and the user information is in an acceptable format.

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Converse, TX, United States of America

Daniel P Black