Diebold, Inc.

Diebold Self-service Systems Division of Diebold, Inc.

Daniel J Delaney

David A Barker

Natarajan Ramachandran

Mark D Smith

Jeffrey A Hill

Franklin M Theriault

Elizabeth M Herrera

Patrick C Green

Mark A Douglas

Mark A Douglass

Paul D Magee

Gary A Ganger

Paul H Stephan

Richard F Schlegelmilch

Alex Therrien

An automated financial transaction apparatus () includes a touch screen interface () and a plurality of transaction function devices () which operate to carry out financial transactions for users. A reading device () senses characteristic features of users who operate the machine. Data stored in at least one data store associated with at least one computer () includes data representative of the characteristic features associated with a plurality of users and for each user, at least one interface parameter. The apparatus operates so that when the characteristic feature associated with a particular user is sensed by the reading device, the display screen and other input and output devices are changed in position or operation to accommodate the stature, disabilities, desires or other special requirements of the user.

Automated financial transaction apparatus with interface that adjusts to the user

A card reader arrangement includes a robotic card handling device to enable reading of a user card during a card-based transaction. A card sensing device is located adjacent a card slot remotely located from a card reader. Responsive to the card sensing device sensing an inserted card, the robotic card handling device operates to grip the card in the slot and move it to a reading position in the card reader. The card reader can also operate in conjunction with a biometric reading device in a process of determining whether the card user is authorized to use the card. The robotic card handling device can also be operated to grip other transaction items.

Card reading arrangement including robotic card handling responsive to card sensing

An automated banking machine is located adjacent a vehicle drive-up lane. The machine includes a card reader device, a cash dispenser device, and a robotic item handling device having a gripper. An item transfer area is accessible to both a machine user and the robotic item handling device. The item transfer area includes a card slot. A card sensing device is located adjacent the card slot. A machine controller can cause the robotic handling device to grip a card inserted in the slot and move it to the card reader device, responsive to the card sensing device sensing the inserted card. The machine controller can also cause the robotic handling device to grip cash dispensed by the cash dispenser and move it to the item transfer area.

Card reading arrangement involving robotic card handling responsive to card sensing at a drive-up automated banking machine

A banking facility includes therein plural customer stations and a service provider (SP) station. A robotic device acts as an intermediate item handling device between a customer and service provider. The robotic device can access each customer station and a transport device. The transport device includes a pneumatic tube for transporting a carrier to and from the SP station. In an operation, the robotic device receives an item from a customer at a customer station, then places the item in the carrier. Next the transport device transports the carrier to the SP station. The service provider can use the item in carrying out a banking transaction. The operation can be reversed to send an item from the service provider to the customer. The robotic device can also grip a card sensed in a customer station card slot and move the card toward a card reader.

Card reading arrangement involving robotic card handling responsive to card sensing in banking system

An ATM includes plural user interfaces. Each user interface is vertically arranged at a different height. The user interfaces include identical input devices, but share a common currency dispenser. The ATM can receive a cash withdrawal request from an ATM user at any of the user interfaces. The ATM can carry out a cash withdrawal transaction that was requested at a particular user interface, including the dispense of cash, independent from any other user interface. The ATM can also accept deposits. Each user interface includes a slot sized to receive an envelope deposit therethrough. The ATM is located adjacent a vehicle drive-up lane. The different user interface heights respectively correspond to different vehicle heights, which enables an ATM user to select the closest user interface based on vehicle height.

ATM with user interfaces at different heights

An automated transaction system includes an automated transaction machine () for carrying out banking transactions. The machine includes a plurality of customer stations () at which customers may conduct transactions. Each of the transactions requested by customers is carried out using a set of transaction function devices () positioned within or adjacent to the machine housing. The robotic item handling device () is included among the transaction function devices and enables moving items between the customer stations and the transaction function devices included in the machine. The machine is enabled to carry out transactions for multiple users simultaneously. The machine is also readily configured to add and delete transaction function devices, thereby more readily changing the types of transactions which may be conducted.

Automated transaction system and method

An automated transaction system includes an automated transaction machine ( ) for carrying out banking transactions. The machine includes a plurality of customer stations ( ) at which customers may conduct transactions. Each of the transactions requested by customers is carried out using a set of transaction function devices ( ) positioned within or adjacent to the machine housing. The robotic item handling device ( ) is included among the transaction function devices and enables moving items between the customer stations and the transaction function devices included in the machine. The machine is enabled to carry out transactions for multiple users simultaneously. The machine is also readily configured to add and delete transaction function devices, thereby more readily changing the types of transactions which may be conducted.

An automated transaction system includes an automated transaction machine ( ) for carying out banking transactions. The machine includes a plurality of customer stations ( ) at which customers may conduct transactions. Each of the transactions requested by customers is carried out using a set of transaction function devices ( ) positioned within or adjacent to the machine housing. The robotic item handling device ( ) is included among the transaction function devices and enables moving items between the customer stations and the transaction function devices included in the machine. The machine is enabled to carry out transactions for multiple users simultaneously. The machine is also readily configured to add and delete transaction function devices, thereby more readily changing the types of transactions which may be conducted.

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Canton, OH, United States of America

Daniel J Delaney