Bank of America Corporation

Daniel J August

Neal Aaron Slensker

Michael Robert Young

Tomas Mata Castrejon, Iii

Joel Richard Townsend

Melissa Gordon Glenn

Richard Martin Seymour Scot

Kevin P Thomsen

Rita Jean Winborne

An apparatus includes a memory and a processor. The memory stores biometric data obtained from an account holder at a first location and identification information provided by the account holder that was used to open an existing account at the first location. The processor receives, from a device, data corresponding to an applicant that includes biometric data obtained from the applicant at a second location and identification information provided by the applicant at the second location. The applicant is requesting to open a new account using the identification information at the second location. In response to receiving the applicant's data, the processor determines that the applicant's biometric data matches the account holder's biometric data. The processor also determines that the applicant's identification information does not match the account holder's identification information. In response, the processor transmits an alert to the device indicating that the applicant's identity could not be verified.

Identity verification through a centralized biometric database

Systems, computer program products, and methods are described herein for identity-based exposure detection in peer-to-peer (P2P) platforms. The present invention is configured to receive, from a computing device of a P2P platform, an indication that a user has initiated a P2P resource transfer request to a first entity; retrieve, from a computing device of the P2P platform, resource transfer information of the first entity based on at least the P2P resource transfer request; initiate a database query on a P2P knowledge repository using the resource transfer information of the first entity; determine a match between the resource transfer information of the first entity and at least one entity record in the P2P knowledge repository based on at least initiating the database query; and transmit a notification to the computing device of the P2P platform indicating that the first entity is known to be associated with misappropriate activity.

System for identity-based exposure detection in peer-to-peer platforms

A system includes a device including one or more sensors that generate one or more signals used to detect whether an unauthorized activity has occurred at the device. The device is configured to transmit the one or more signals generated by the one or more sensors. The central monitoring device is configured to receive the one or more signals and compare the one or more signals with a baseline signal for the device. The baseline signal includes an expected signal for each of the one or more sensors when the unauthorized activity has not occurred. The monitoring device determines whether the unauthorized activity has occurred based on a result of the comparison.

Detecting unauthorized activity related to a device by monitoring signals transmitted by the device

An authentication device that is configured to receive an authentication request that includes a device identifier from a user device. The authentication device is further configured to identify a first device that is associated with the device identifier and to send a device fingerprint request to the first device. The authentication device is further configured to receive a first device fingerprint for the first device. The first device fingerprint is uniquely associated with the first device and includes a unique bit string that is generated based on a configuration of the first device. The authentication device is further configured to identify a second device fingerprint that is associated with the first device from among a plurality of device fingerprints stored in a memory, to compare the first device fingerprint to the second device fingerprint, and to send an authentication response to the user device based on the comparison.

Network device authentication for information security

An occupancy tracking device configured to receive an occupancy status request from a user device that includes a location identifier for a first physical location. The device is further configured to identify a local management system that is associated with the first physical location. The device is further configured to receive one or more images of an interior space of the first physical location in response to sending an occupancy information request. The device is further configured to determine a current occupancy level for the first physical location based at least in part on the number of people present in the images of the first physical location. The device is further configured to determine an occupancy status for the first physical location based on a comparison between the current occupancy level and an occupancy threshold value and to send the occupancy status to the user device.

Growing community of inventors

Denver, NC, United States of America

Daniel J August