Orbis Patents Limited

Other

Orbit Patents Limited

Obis Patents Ltd.

Daniel Ian Flitcroft

Graham O'Donnell

James Thomas Carroll

Conor Langford

Garry Lyons

Graham O'donnell

Controlled Payment Numbers (CPNs) which issue as a unique payment number for each transaction uniquely identify the transaction for matching the purchase and payment information. The issuance of the CPN is controlled by business rules which are designed to and effectively restrict the use of the CPN, such that if a user exceeds his authorization, a CPN is not issued. The business rules are set up according to a hierarchy of users. Further, a declining balance CPN is also provided.

Business-to-business commerce using financial transaction numbers

A credit card system is provided which has the added feature of providing additional limited use credit card numbers and/or cards. These numbers and/or cards can be used for a single or limited use transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to 'card remote' transactions such as by phone or Internet. Additionally, when a single use or limited use credit card is used for 'card present' transactions, so called &#x201c;skimming&#x201d; fraud is eliminated. Various other features enhance the credit card system which will allow secure trade without the use of elaborate encryption techniques. Methods for limiting, distributing and using a limited use card number, controlling the validity of a limited use credit card number, conducting a limited use credit card number transaction and providing remote access devices for accessing a limited use credit card number are also provided.

Credit card system and method

A credit card system is provided which has the added feature of providing additional limited use credit card numbers and/or cards. These numbers and/or cards can be used for a single or limited use transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to 'card remote' transactions such as by phone or Internet. Additionally, when a single use or limited use credit card is used for 'card present' transactions, so called &#x201c;skimming&#x201d; fraud is eliminated. Various other features enhance the credit card system, which will allow secure trade without the use of elaborate encryption techniques. Methods for limiting, distributing and using a limited use card number, controlling the validity of a limited use credit card number, conducting a limited use credit card number transaction and providing remote access devices for accessing a limited use credit card number are also provided.

The discloses method and apparatus ('system') enables users to: generate a map of computer servers visited while browsing, calculate the total distance travelled on the web, earn 'Goosemiles' or travel points for the distance surfed on the web, earn bonus points for being the first member to access a specific site or web-page, leave an electronic flag or message for other users or specific users who visit the site later, set-up guided annotated tours of the web or &#x201c;Goose hunts&#x201d; for specific members or group of members where messages are left on a series of sites with each providing a clue to the next link in the chain until they reach the final site or prize. Also, phishing attacks are spotted by alerting them if a familiar site is located in a different location.

Computer implemented system and method for enhancing web browsing

Credit cards system and method having additional features

The present invention is directed to a system and method of using a hand held occluder, which is visually opaque but transmits infrared light, in combination with an infrared imaging device for measuring deviations of an eye using cornea reflex measurement of a fixation target.

Eye examining system and method

The delivery of a secure method and system of generating person to person, business to business, business to person and person to business transactions involving transfer of funds from one party (the purchaser) to a second party (the vendor). The functionality of existing credit/debit cards and the associated infrastructure is extended to provide a secure global mechanism for individuals/businesses to receive funds without revealing confidential information or having to become credit/debit accepting merchants.

Person-to-person, person-to business and business-to-business financial transaction system

A credit card system is provided which has the added feature of providing additional limited-use credit card numbers and/or cards. These numbers and/or cards can be used for a single transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to 'card remote' transactions such as by phone or Internet. Additionally, when a single use credit card is used for 'card present' transactions, so called &#x201c;skimming&#x201d; fraud is eliminated. Various other features enhance the credit card system which will allow secure trade without the use of elaborate encryption techniques.

Data structure, method and system for generating person-to-person, person-to-business, business-to-person, and business-to-business financial transactions

A credit card system is provided which has the added feature of providing additional limited-use credit card numbers and/or cards. These numbers and/or cards can be used for a single transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to &ldquo;card remote&rdquo; transactions such as by phone or Internet. Additionally, when a single use credit card is used for &ldquo;card present&rdquo; transactions, so called &ldquo;skimming&rdquo; fraud is eliminated. Various other features enhance the credit card system which will allow secure trade without the use of elaborate encryption techniques.

Growing community of inventors

County Dublin, Ireland

Daniel Ian Flitcroft