Playspan Inc.

Visa International Service Association

Idm Global, Inc.

Identitymind Global, Inc.

Dan Kolkowitz

Kaushal Mehta

Taher Elgamal

Kieran Gerard Sherlock

Subramanian V Peruvemba

Systems and methods for assessing and authenticating transactions. Some exemplary embodiments may authenticate transactions based at least in part on a comparison of a newly obtained electronic signature associated with a user with a previously obtained electronic signature associated with the user, where a payment instrument presented for use in the transaction is also associated with the user. Exemplary electronic signatures may comprise any information which may identify the user, such as browser fingerprints, computer fingerprints, IP addresses, geographic IP location information, information associated with a payment, and/or a typing pattern.

Transaction assessment and/or authentication

Systems and methods for assessing and authenticating transactions are disclosed. Some exemplary embodiments may authenticate transactions based at least in part on a comparison of a newly obtained electronic signature associated with a user with a previously obtained electronic signature associated with the user, where a payment instrument presented for use in the transaction is also associated with the user. Exemplary electronic signatures may comprise any information which may identify the user, such as browser fingerprints, computer fingerprints, IP addresses, geographic IP location information, information associated with a payment, and/or a typing patterns.

A computer implemented method to exchange virtual goods in a virtual environment includes receiving funds at a trading platform from a buyer. The buyer is provided with a first secret that the buyer can decrypt and a second secret that the buyer cannot decrypt. The buyer is authenticated to a seller using the first secret. A virtual item is delivered from the seller to the buyer in response to authenticating. The buyer delivers to the seller the second secret for decryption by the seller. The seller is authenticated at the trading platform with the second secret. The seller is supplied with the funds.

Apparatus and method for secure fulfillment of transactions involving virtual items

Systems and methods for trading, exchanging, and/or valuating virtual items that exist in MMOGs or other types of virtual worlds. According to various embodiments, the present invention utilizes a homogenous database to store virtual objects and their attributes across different MMOGs and virtual worlds. The items in the database are indexed and searchable. Using the system, users can trade, exchange, sell and/or valuate their virtual objects.

Growing community of inventors

Los Altos Hills, CA, United States of America

Dan Kolkowitz