Supertab Ag

Cosmin-Gabriel Ene

Martin Hans

Marcel Erni

Jesse Knight

A method, including the steps of: a) receiving, over a mobile communication network, a user device identifier based on information maintained by a database of the mobile communication network, and first purchase price information from an internet-accessible merchant, b) determining whether a data token is maintained in a memory of the user device, c) generating and transmitting the data token to the user device for storage when the token is not maintained, d) determining, based on the user device identifier, a credit worthiness indicator for the user device, e) transmitting an authorization signal for the requested purchase without concurrently requiring payment when the creditworthiness indicator satisfies predetermined conditions, f) monitoring a total outstanding purchase balance, and g) transmitting a request signal for the user device for settlement of at least a part of the total outstanding purchase balance if this exceeds a predetermined threshold amount.

Method for mobile network operator-based payment system

Methods for rapid micro-payment transactions with deferred payments employ a network-connected AR device ('HMD') having sensors for detecting a user's gaze/physical commands. Such methods comprise: receiving information from the HMD indicating a selected real-world/virtual content item for a potential transaction; causing the HMD to display a virtual transaction management widget (“TMW”) showing the selected item's cost, maximum threshold amount before triggering settlement; and any prior unsettled payment obligations; receiving further information from the HMD confirming the potential transaction based on the user's gaze/physical command; transmitting an authorization signal to a merchant offering the selected item without concurrently requiring payment when the selected item's cost and prior unsettled payment are less than the maximum threshold amount; and transmitting a signal to a payment system for settlement of the balance when the selected item's cost and any unsettled payment are equal/greater than the maximum threshold; and updating the displayed TMW accordingly.

Methods for augmented/virtual-reality transaction systems for enabling rapid transactions with deferred payment obligation and limited user interaction

A computer-implemented augmented reality-based method provides a user device access to data content by processing of a camera image captured by the user device to identify a candidate visual area, which is then processed to identify visual features indicative of available data content. The identified features are compared to visual features of database objects indicative of available data content, and a determination is made regarding the object that corresponds to the identified features. Instructions are then generated to augment a display of the camera image with selectable image features. In response to a selection of one of the selectable image features based on a multi-function transaction status indicator, a determination is made regarding whether the user device has permission to access the data content associated with the selected image feature. If not, a payment settlement arrangement is implemented for the user device to gain access permission to the data content.

Method and system for augmented feature purchase

A computer-implemented augmented reality-based method provides a user device access to data content items by processing of an image on the user device to identify a candidate visual area, which is processed to identify visual features. The identified features are compared to visual features of database objects associated with one or more context-based categories and available data content items or network searches based on such categories, which when performed will identify data content items. Instructions are then generated to augment a display of the image on the user device with selectable image features for the identified data content items. In response to a selection of one of the selectable image features, a determination is made regarding whether the user device has permission to access the corresponding data content item. If not, a payment settlement arrangement is implemented for the user device to gain access permission to the data content item.

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Zollikon, Switzerland

Cosmin-Gabriel Ene