United Services Automobile Association (usaa)

Hs Labs, Inc.

Cory A Matheson

Matthew T Flachsbart

Benjamin D Ethington

Bradly Jay Billman

Kade L Scott

Yevgeniy Viatcheslavovich Khmelev

Janelle Denice Dziuk

Zachery C Lake

Curtis Mark Bell

Ashley Raine Philbrick

Snehal Desai

Michael J Allen

Nathan Lee Post

Oscar Guerra

Kathleen L Swain

David M Jones, Jr

Jordan A Newmark

Anthony Scott Farnsworth

Noe Alberto Martinez

Andrew L Anaruk

Ameer A Noorani

James Phillip Hillman

Charles Lee Oakes, Iii

Gunjan Chandraprakash Vijayvergia

Michael J Maciolek

Ramsey Devereaux

Donnette Moncrief Brown

Bryan J Osterkamp

Sean Carl Mitchem

Steven James Schroeder

Hudson Reid Jameson

Angelica Nichole White

Kristina Tomasetti

Nicole Ferretti

Elliott Kehoe

Kou Qunying

Gianna Weingarden

Noe Albert Martinez

A computer may generate a temporary digital wallet containing one or more anonymous payment tokens and transmit the temporary digital wallet to a user device of a user. When the user provides an anonymous payment token of the one or more anonymous payment tokens to a point of sale (POS) system, the computer may receive from the POS system or other systems connected thereto, a request to authorize payment for the anonymous payment token. The request to authorize payment may also include an amount to be paid by the user to the POS system. Using the anonymous payment token, the computer may retrieve a user account and determine that the user account has sufficient funds for the transaction. Based upon the determination that the user account has sufficient funds, the computer may transmit an authorization confirmation back to the POS system or any other system that the authorization request originated from.

Systems and methods for generating and utilizing temporary digital wallet

The present invention provides a system and method for identifying, tagging and reporting hazardous drivers in the vicinity of a host vehicle. A system comprises a sensor array on the host vehicle for detecting one or more adjacent vehicles in a vicinity of the host vehicle, a host display inside the host vehicle visible to the occupant of the host vehicle, and at least one adjacent vehicle display inside the one or more an adjacent vehicles visible to at least one adjacent vehicle occupant of the one or more adjacent vehicles. A server electronically coupled to the sensor array and the host display is configured to facilitate identification and tagging.

System on board an on-road vehicle for identifying, tagging and reporting hazardous drivers in the vicinity of a host vehicle

A vehicle monitoring system, includes a vehicle database, which includes information associated with a plurality of vehicles. The vehicle monitoring system also includes a sensor database, which includes information captured by a sensor of an observing vehicle, and one or more processors. The one or more processors may generate a request to determine information associated with a target vehicle and to transmit the request to the sensor in response to determining that the information captured by the sensor does not include the information associated with the target vehicle. The sensor captures the information associated with the target vehicle based at least in part on the request. The one or more processors may also receive and store the information associated with the target vehicle from the sensor. Further, the one or more processors may output the information associated with the target vehicle to a computing device.

Vehicle tracking techniques

An autonomous vehicle control system includes a first autonomous vehicle control center at a first location, and a second autonomous vehicle control center at a second location. The system also includes a controller configured to receive a first data input from the first autonomous vehicle control center and indicative of a first characteristic of the first autonomous vehicle control center, to receive a second data input from the second autonomous vehicle control center and indicative of a second characteristic of the second autonomous vehicle control center, and to receive a third data input indicative of an autonomous vehicle transport request or an autonomous vehicle storage request. The controller is also configured to select the first autonomous vehicle control center or the second autonomous vehicle control center based at least in part on the first data input, the second data input, and the third data input. Further, the controller is configured to instruct fulfillment of the autonomous vehicle transport request or the autonomous vehicle storage request based on the selection.

Autonomous vehicle control system and method

A method comprises receiving, by an artificial intelligence (AI) assistant, an input via a communication session between a customer device and a customer service representative device, wherein the AI assistant is trained using machine learning on a database containing previously-received inputs, previously-delivered outputs, and the previous results of previously-delivered outputs; processing, by the AI assistant, the input; determining, by the AI assistant, an output based on the processing of the input, wherein the output includes one of a suggested statement, change in tone, or correction for the customer service representative; and sending, by the AI assistant, an indication of the output to the customer service representative device.

Artificial intelligence assistance for customer service representatives

Techniques are described for a distributed ledger based interchange system for transferring value between entities. A decentralized and distributed ledger system, such as a blockchain network, may include treasury accounts each associated with an institution that participates in the system. A particular transaction may be submitted for approval based on the votes of the peers in the distributed ledger based interchange system. If at least a threshold number of votes indicate approval, the transaction is approved. A signal may be sent to the institutional systems indicating that accounts of the sending and receiving entities may respectively be debited and credited the value of the transaction. Settlement may occur between the treasury accounts of the sending and receiving institutions on the distributed ledger system, and settlement may be performed in real time with respect to the transaction.

Distributed ledger based interchange

Disclosed herein are embodiments of systems, methods, and products comprises a server for enabling automatic shopping. The server may associate a shopping cart with a customer's electronic user device. The server may monitor the locations of the electronic user device. Based on the customer's location, the server may identify the shelves and items the customer has visited. When an item is lifted from the shelf, at least one weight sensor on the shelf may detect the weight change. The server may receive a notification comprising an amount of weight change from the weight sensor on the shelf. When the customer places the item into his/her shopping cart, the weight sensor on the shopping cart may detect the weight addition. If the weight change and weight addition match, the analytic server may determine that the item picked up from the shelf is placed within the customer's shopping cart.

Automated purchasing systems and methods

Methods, systems, and apparatus, including computer programs encoded on a computer storage medium for receiving an indication of damage to a building from a sensor network associated with the building, where the sensor network is responsive to damage to the building. Determining a location and an extent of the damage to the building based on the indication of damage. Automatically coordinating a repair for the damage in response to determining the location and the extent of the damage.

Detecting and repairing damage to building materials

Unmanned vehicles can be terrestrial, aerial, nautical, or multi-mode. Unmanned vehicles may be used to survey a property in response to or in anticipation of a security threat or damage to the property. For example, an unmanned vehicle may analyze information about the property and based on the information provide graphics and information associated with the surveying of the property.

Indoor drone flight awareness system

A vehicle liquid testing system includes a liquid testing apparatus with a form factor of a dipstick. The system includes a sensor that detects a property of a fluid in a vehicle and emits a signal indicative of the property. A transmitter receives the signal from the sensor and transmits the signal. A controller receives the signal from the transmitter and compares the signal from the sensor to a threshold level to determine a condition of the fluid.

Vehicle liquid monitoring system and method

A communication session may be established between a customer device and a customer service representative device. An artificial intelligence assistant may access the communication session and receive an input. The artificial intelligence assistant may process in the input. The artificial intelligence assistant may determine one or more characteristics of the input. The artificial intelligence assistant may determine an output based on the characteristics of the input. The artificial intelligence assistant may communicate the determined output to the customer service representative.

Artificial intelligence assistant for customer service representatives

Methods, systems, and apparatus, including computer programs encoded on computer storage media, for providing an estimate of cost of a claim to a homeowner. One of the methods includes receiving information about damage to a home of a homeowner. The method includes retrieving a home insurance policy associated with the homeowner and home insurance claims that have been submitted by other homeowners. The method also includes analyzing the information about the damage, the home insurance policy, and the home insurance claims to determine an estimate of cost of a claim that would cover the damage. In addition, the method includes providing the homeowner with the estimate of cost of the claim.

Recommendation engine for cost of a claim

Described herein are methods and systems for anonymizing and securing digital transactions. These methods and systems describe a server that monitors web applications executing on a user device. Responsive to the web application displaying an input element requesting personally identifiable information of a user, the server inputs encoded user data corresponding to the input element, whereby a web application server hosting the web application does not receive the personally identifiable information of the user. The server then generate an optical code representing the personally identifiable information. Responsive to receiving a request for the personally identifiable information from a shipping entity computing device that scanned the optical code, the server first verifies the shipping entity computing device and then presents the personally identifiable information for display on the shipping entity computing device.

Secure and anonymized digital transactions

Growing community of inventors

Celina, TX, United States of America

Cory A Matheson