Mastercard International Incorporated

Corey M Hively

Rick Unnerstall

Christopher Eric Mullen

Navjot S Sidhu

Mark N Savoye

Emily Marie Thompson

Bradley Kenneth Dickinson

Kimberly Lewis Peyton

Bernard Wong

Dominique Steenbeek

Alain Delperdange

Gregory Coburn

Amyn Mohamed Dhala

Benjamin Dessy

Karen Randell

Susan Rassbach

Tim Mattingly

Mary Marsh

Jason Hull

Kelly Elaine Atwood

Brad Dickinson

Amyn Dhala

A method for fraud control of a transaction account based on geolocation includes: storing, in an account database, an account profile including data related to a transaction account including a first profile rule associated with a first geographic area and a second profile rule associated with a second geographic area different from the first; receiving an authorization request for a first transaction involving a first payment card, the request including a first geographic location; receiving an authorization request for a second transaction involving a second payment card, the request including a second geographic location; determining validation for each authorization request, wherein each is determined to be valid if the geographic location is in a geographic area corresponding to the first geographic area or the second geographic area; and transmitting the determination of validation for each authorization request to a payment network for processing of the associated payment transaction.

Method and system for fraud control based on geolocation

Systems and methods are provided for facilitating network transactions through use of browser extensions. One exemplary method includes accessing a virtual location associated with an entity through a web browser and receiving, from a user, a selection of a browser extension associated with the web browser, when at least one product is designated by the user at the virtual location. The method also includes calling a first application programming interface (API) associated with a virtual account platform, based on the selection of the browser extension, requesting virtual account information for the user from the virtual account platform, and displaying the virtual account information to the user. The method further includes calling a second API associated with the entity, requesting a transaction amount for the at least one product, and submitting a request for a network transaction based on the received virtual account information and the received transaction amount.

Systems and methods for using network extensions

Users may enroll one or more devices based on device information and a resource information associated with a resource. Such information and identifiers may be tokenized according to a hash algorithm to generate an enrolled user token. This enrolled user token may be utilized to verify communications and status changes of the user device. In response to a change of status of the user, similar information as that used to generate the enrolled user token, or at least a portion thereof, may be gathered from the user device and subjected to the same hash algorithm to generate a current user token. The current user token and the enrolled user token may be compared to determine if the user device is a spoofed device.

System and method for device fraud prevention

Systems and methods are provided for distributing parcels to recipients based on location data associated with the recipients. One exemplary method includes generating and storing a shipping file for the recipient, where the shipping file includes an identifier for a portable communication device associated with the recipient and a defined geographic region for the recipient, and retrieving location data for a location of the portable communication device based on the identifier associated with the portable communication device. The method also includes determining whether the location of the portable communication device is within the defined geographic region. The method then further includes directing an entity associated with the parcel to ship the parcel to the recipient when the location is determined to be within the defined geographic region, and directing the entity to hold shipment of the parcel when the location is determined to be outside the defined geographic region.

Distribution systems and related methods

A computer-implemented method for consolidating and standardizing billing event data is implemented by a computing device coupled to a memory device. The method includes polling a plurality of billing event tables for a pending billing event, extracting billing event data associated with the pending billing event from at least one of the billing event tables, generating a billing output file based upon at least a portion of the billing event data, selecting a billing system from the plurality of billing systems based upon the billing event data, and routing the billing output file to the selected billing system.

Systems and methods for consolidating and standardizing billing event data

Examples of the disclosure enable a user to evaluate a credibility of a website and/or a merchant in a remote financial transaction. In some embodiments, a request for a score is received from a client device. The request includes usage data associated with the client device. A website and/or merchant is identified based on the usage data, and customer experience-related data associated with the website and/or the merchant are retrieved from one or more sources. A first score is generated at a score generator based on the retrieved customer experience-related data, and the first score is transmitted to the client device for presentation at the client device.

Systems and methods for evaluating a credibility of a website in a remote financial transaction

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O'Fallon, MO, United States of America

Corey M Hively