Bank of America Corporation

Coleen C Morgan

Robert W Johnston

Terry L Lewis

Vanesa Mitrevski

Joseph L Hayes

Enjyi E Hannans

Jose Gilberto Guerra-Leal

Vivek Vinayak Mehendale

Robert S Hepler

A transaction processing system capable of processing transactions and implementing a flexible circuit breaker process during an event. A circuit breaker module initiates a circuit breaker event (CBE), an account identification module identifies one or more affected account IDs, and a rule generation module generates conditional rules for evaluating each transaction presented to a transaction processing module. If a transaction presented to the transaction processing module satisfies the conditional rule, the transaction is not processed. Transactions not processed are stored in memory and groups of impacted transactions are assigned to resource modules based on common characteristics. The resource module determines if impacted transactions should be allowed to process.

Intelligent systems for identifying transactions associated with an institution impacted by an event

Growing community of inventors

Covington Township, PA, United States of America

Coleen C Morgan