Checkfree Corporation

Clarence M Bringardner

Bill Kitchen

Ginger B Moses

Ralph Au

Kenneth W Bradley, Iii

To electronically authorize and initiate payment, payment information including a date which pre-dates a due date of a payment by an amount of time corresponding to a time period for making payment in a particular manner. The received payment information is displayed in the form of a check, with the date displayed as a date on the check. A user authorization to proceed with the payment is received. An instruction to initiate the payment in the particular manner on the check date is transmitted based on the received user authorization.

Check metaphor for electronic payment authorization

A method of electronically presenting billing information, includes receiving billing information associated with a plurality of different billers, different portions of which represent bills for different payors. Requests are received from respective payors for current billing information, responsive to which bill presentment information corresponding to the applicable portion of the billing information is transmitted to the requesting payor.

Electronic bill processing with multi-level bill information storage

Bill availability notification and billing information request

Electronic bill processing

Growing community of inventors

Columbus, OH, United States of America

Clarence M Bringardner