Efunds Corporation

Chuck J Bram

Scott R Statland

Ian A Lumsden

Kevin Gilbert

Susan M Kelling

A system for and method of performing a transaction between a consumer () and a business entity (). The method comprising the acts of priding transaction data from a submitter () to a transaction facilitator (), generating a token () that identifies the transaction data, storing the transaction data and the token at the transaction facilitator (), providing the token to the submitter (), returning the token () to the transaction facilitator, obtaining the stored transaction data identified by the token, and using at least a portion of the obtained transaction data to implement the transaction.

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Fox Point, WI, United States of America

Chuck J Bram