Visa International Service Association

Chuck Byce

Kevin Paul Siegel

Zhongxiao Jiang

Mayrose Kragas

Improved real-time analytics systems are provided. An analytics system may be used to generate transaction scores for transactions. A method may comprise receiving a scoring request associated with a transaction, sending the scoring request to a plurality of scoring models including a production model, wherein each scoring model is operable to generate a transaction score in response to the scoring request, and wherein each scoring model may be implemented using a virtual machine, receiving a transaction score generated by the production model, and sending the transaction score to a server for approval or denial the transaction.

Growing community of inventors

Mill Valley, CA, United States of America

Chuck Byce