Capital One Services, LLC

Christopher Wallace

Austin Grant Walters

Grant Eden

Samuel Sharpe

Jeremy Edward Goodsitt

Anh Truong

Galen Rafferty

Brian Chandler Barr

A method for generating a cluster-based machine learning model based on federated learning with cluster feedback includes providing a current machine learning model to a plurality of user devices that train the current machine learning model, receiving respective model states, generating updated model states, causing the plurality of user devices to obtain a respective instance of an updated machine learning model based on the updated model states, receiving an applicability feedback for the updated machine learning model for each of the plurality of user devices, determining a plurality of user clusters including a subset of the plurality of user devices, identifying a first user cluster and a second user cluster, the first user cluster having a higher cluster applicability feedback than the second user cluster, receiving the additional model states from the clusters and updating the updated machine learning model to generate the cluster-based machine learning model.

Systems and methods for federated learning optimization via cluster feedback

Disclosed embodiments include systems and methods for providing a secure physical storage system. The system may receive a request to register a first physical storage box from an entity including location information and security information. The request can be validated by comparing the security information to a predetermined security threshold. The location information associated with the first physical storage box can be recorded to a blockchain. The first registration information can be received from a first user device. The first physical storage box can be assigned to the first user device and a first identity token associated with the first physical storage box. The assignment information associated with the first physical storage box can be recorded to the blockchain. A first identity token can be received from the first user device. Instructions can be transmitted to the first physical storage box to transition from a locked to an unlocked state.

Systems and methods for providing a secure physical storage system

Disclosed embodiments may include a method and system for automated incremental payments. The system may identify recurring charges from historical account data. Based on the recurring charges and an incremental period, the system may calculate an incremental amount and expected amount. At each iteration of the incremental period, the incremental amount may be assigned to a savings bucket. The value of the savings bucket may be subtracted from an actual account balance to calculate a reduced account balance. The system may generate and transmit a graphical user interface to a user device showing the reduced account balance. The system may receive current data containing a charge that corresponds to the recurring charges. The system may reduce the value of the savings bucket by the amount of the current data charge. If the current data charge is different from the expected amount, the system may adjust the incremental amount accordingly.

Systems and methods for using machine learning models to automatically identify and compensate for recurring charges

In some implementations, a recording device may obtain a settings configuration associated with deactivating an audio recording function or an audio processing function of the recording device, wherein the settings configuration indicates one or more deactivation events. The recording device may obtain first audio content associated with the recording device for identifying audio prompts associated with causing the recording device to perform one or more actions. The recording device may detect a deactivation event of the one or more deactivation events. The recording device may refrain from obtaining audio content based on detecting the deactivation event and until an activation event is detected. The recording device may obtain second audio content associated with the recording device based on detecting the activation event.

Context-based deactivation of a recording device

In some implementations, a server may receive, from a user device, one or more credentials associated with a user. Accordingly, the server may transmit, to the user device, instructions for generating a user interface including a plurality of visual components based on authenticating the user with the one or more credentials. The server may detect, during a first interval, a lack of interaction with the user interface. Accordingly, the server may remove one of the plurality of visual components from the user interface based on the lack of interaction. Additionally, the server may detect, during a second interval, one or more interactions with the user interface and may update a similarity score associated with the user based on properties associated with the one or more interactions. Accordingly, the server may restore the visual component to the user interface based on the updated similarity score satisfying a similarity threshold.

Interaction-based authentication and user interface adjustment

A system may include processor(s), and memory in communication with the processor(s) and storing instructions configured to cause the system to orient webpage content based on user attention. The system may determine a user has navigated to a webpage. The system may generate an attention level based on received user feature(s) associated with activity of the user on the webpage. Responsive to determining the attention level exceeds a predetermined threshold, the system may identify a duration associated with the attention level, transmit an offer to one or more entities to submit predetermined content based on the duration, receive predetermined content from the one or more entities, identify, based on a predetermined amount of predetermined content space, selected content of the received predetermined content for placement on the webpage, and cause a GUI of the user device to display the selected content.

Systems and methods for orienting webpage content based on user attention

A user device may obtain sensor data related to a physical environment. The user device may process the sensor data to determine that a potential threat exists in the physical environment and a threat score associated with the potential threat. The user device may determine that the threat score satisfies a threat score threshold. The user device may obtain, based on determining that the threat score satisfies the threat score threshold, additional information related to the physical environment. The user device may generate, based on the additional information related to the physical environment and at least one of the sensor data, information indicating the potential threat in the physical environment, or the threat score associated with the potential threat, threat determination information associated with the physical environment. The user device may perform, based on the threat determination information associated with the physical environment, one or more actions.

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San Francisco, CA, United States of America

Christopher Wallace