Pricelock Finance, LLC

Align Technology, Inc.

Christopher W Overton

Steven M Menzies

Jeffrey A Silver

Eric E Kuo

Philippe De Smedt

Cuong Van Nguyen

A Home Resale Price Protection Plan provides a payment to a homeowner should the homeowner have to sell his or her house at a loss due to a drop in a Real Estate Price Index. In exchange for an upfront fee, the homeowner would receive a payment for the lesser of their actual loss or the loss calculated by multiplying their original purchase price by the proportional drop in an appropriate housing price index. The Home Resale Price Protection Plan is contingent on the death, disability or other hardship faced by the homeowner. The Plan may be insured. The benefits of the Plan may be payable by an insurance company.

Home resale price protection plan

A Home Resale Value Protection Plan provides a payment to a homeowner should the homeowner have to sell his or her house at a loss, wherein the loss is attributable to an overall drop in the housing market. In exchange for an upfront fee, the homeowner would receive a payment for the lesser of their actual loss or the loss calculated by multiplying their original purchase price by the proportional drop in an appropriate published house price index.

Home resale value protection plan

A Home Resale Price Protection Plan provides a payment to a homeowner should the homeowner have to sell his or her house at a loss. In exchange for an upfront fee, the homeowner would receive a payment for the lesser of their actual loss or the loss calculated by multiplying their original purchase price by the proportional drop in an appropriate housing price index.

Systems and methods are disclosed providing a database comprising a compendium of at least one of patient treatment history; orthodontic therapies, orthodontic information and diagnostics; employing a data mining technique for interrogating said database for generating an output data stream, the output data stream correlating a patient malocclusion with an orthodontic treatment; and applying the output data stream to improve a dental appliance or a dental appliance usage.

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Alameda, CA, United States of America

Christopher W Overton