Charles Schwab Co., Inc.

Christopher Nathan Melnick

Justin Wayne Webster

Jeffrey Michael Freisthler

Bryan Edelman

Nathan Ralph Hogge

Jacob Patrick Sullivan

A system facilitates real-time user interactions in a virtual environment of a user application accessible by multiple computing devices. System instructions include receiving a set of defined topics including a defined topic from a first computing device of the computing devices. The instructions include receiving, from at least one of the computing devices, data representing machine-readable text converted from a verbal conversation between two or more users in the virtual environment. The instructions include identifying a set of topics from the data representing machine-readable text. The instructions include comparing the identified set of topics from the data representing machine-readable text to the set of defined topics. The instructions include, in response to detecting a match between a topic of the identified set of topics and the defined topic of the set of defined topics, transmitting, to the first computing device, a notification of the matching defined topic.

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Ellisville, MO, United States of America

Christopher Nathan Melnick