Wells Fargo Bank, N.a.

Christopher Gliva

Jal Daruwalla

Ashia Kennon

Lynnel J Kresse

Aravind Krishnasamy

Marcia Osiecki

A computer-implemented method includes receiving, by a global transaction validation system from an originator, a transaction request comprising transaction data, processing, by the global transaction validation system, the transaction request by generating a notification message including a status and at least part of the transaction data where the at least part of the transaction data comprises editable data and the status is configured to indicate a potential delay related to the editable data, transmitting, by the global transaction validation system, the notification message to a recipient device associated with a transaction recipient, and receiving, by the global transaction validation system, a return notification from the recipient device where the return notification includes an indication from the transaction recipient regarding the at least part of the transaction data, and where the indication is a change to the editable data that remedies the potential delay by correcting required information.

Prepayment validation by originator and beneficiary

A method performed by a global transaction validation system includes receiving a transaction request from an originator, processing the transaction request by generating a data message containing the transaction data and by generating a notification message including at least part of the transaction data, transmitting the data message to the recipient financial institution, transmitting the notification message to a recipient device associated with the transaction recipient, receiving a return notification from the recipient device, and validating the transaction request based on the return notification indicating that the transaction is valid.

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Somerdale, NJ, United States of America

Christopher Gliva