International Business Machines Corporation

Christian Toft-Nielsen

Ramasuri Narayanam

Mark Steven Squillante

Dinesh Garg

William M Houston

Aswin Kannan

Alankar Jain

Daniel J Finley

Jeanine C Chong

Louis Guglielmo

Martina L Kim

Aditya Basu

Randy B Klipstein

Jessica Lee Yau

Joseph L Simons

A method, computer system, and a computer program product for computing a product drag effect is provided. The present invention may include receiving a plurality of transaction record data. The present invention may then include tuning a plurality of parameters based on the received transaction record data. The present invention may further include determining a product drag frequency based on the authorized parameter tuning and received transaction record data. The present invention may then include calculating a drag probability based on the determined product drag frequency. The present invention may then include deriving an observation from the calculated drag probability. The present invention may lastly include outputting the derived observation to a user.

Extracting product drag effect from transaction records

The present invention provides a method, system, and computer program product for the on-demand creation and distribution of customized dynamic contracts. At least one business opportunity is extracted from an opportunity database. For each extracted business opportunity, a credit score for a customer associated with the extracted business opportunity is obtained and a dynamically modifiable contract for the extracted business opportunity is generated. The dynamically modifiable contract is distributed to a contact associated with the extracted business opportunity, who presents the dynamically modifiable contract to the customer associated with the extracted business opportunity. The contact can modify the dynamically modifiable contract, if necessary, during negotiations with the customer, to provide a contract that is acceptable to the contact and the customer.

Method, system, and computer program product for on-demand creation and distribution of customized dynamic contracts

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New Canaan, CT, United States of America

Christian Toft-Nielsen