Experian Information Solutions, Inc.

Id Analytics, Inc.

Christer Dichiara

Eric Haller

Mark Hirn

Stephen V Coggeshall

Allen P Jost

Mike Cook

Joseph Blue

Xuhul Shao

Systems and methods for verifying data including income and employment, assets, healthcare claims, clinical data, and other types of data subject to various regulatory and/or privacy restrictions.

Systems and methods for data verification

A method for using transaction records to detect fraud, including receiving a plurality of identity records comprising identity related information; receiving a plurality of transaction records comprising transaction information from a plurality of client institutions; linking the plurality of identity records with each other based on the identity related information; linking the plurality of transaction records with the identity records, wherein a link between a transaction record and an identity record is created when a characteristic of the transaction information of the transaction record is similar to a characteristic of the identity related information of the identity record, the links forming a graphical pattern; and performing statistical analysis of the graphical pattern to detect fraud, wherein the statistical analysis comprises analyzing the graphical pattern to determine whether the graphical pattern is anomalous when considered in relation to a normal graphical pattern.

System and method for identity-based fraud detection for transactions using a plurality of historical identity records

Growing community of inventors

San Diego, CA, United States of America

Christer Dichiara