Mastercard International Incorporated

Chhomthyda Chhuan

Ashfaq Kamal

Mark N Savoye

Robert Pacifico

Ellen Moskowitz

Karan Sharma

Sriram Iyer

Viviane Sabat

Eitan Ahimor

James Nicholas Mortimer

Monica Taylor

Sebastien Galperti

Alonso Araujo

Christopher Murray

Daniel Bae

Patricia Ryan

Abhinav Bhatt

Jennifer Wang

Andrea Christine Gilman

A method for real-time invoice updating and account-to-account payment includes: receiving invoice data based on presentation of an invoice by a distributor to a recipient at a delivery location, modification of the invoice by the recipient, and acceptance of the invoice by the recipient; generating a request for payment (RFP) message based on the invoice data; transmitting the RFP message to a financial institution associated with the recipient via a financial institution of the distributor; receiving, from the financial institution associated with the distributor, a payment confirmation for the invoice based on a real-time payment from the financial institution associated with the recipient; generating reconciliation data based on the payment confirmation and the invoice data; and transmitting the reconciliation data to a computing device of the distributor and a computing device of the recipient.

Method and system for facilitating invoice data, payment credit transfers, real-time package tracking, and account-to-account payment on delivery

A real-time electronic bill presentment and payment system of a bill presentment and payment system (BPPS) provider is exposed to at least one of a business financial institution and an accounting software provider via an API. The BPP provider facilitates the institution or software provider providing a real-time electronic bill presentment and payment mobile application to a business. The BPPS obtains, via the API, from the institution or software provider, registration information relevant to the business. The real-time system populates a biller directory database with the registration information. No action, other than the facilitating, is required by the BPPS provider for the institution or software provider to obtain the registration information. In some instances, provision is made for loss of connectivity between the institution or software provider and the business and/or for alerts to the business.

Real-time digital cash management solution

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Long Island City, NY, United States of America

Chhomthyda Chhuan