Paypal, Inc.

Cheng Tian

Michael Charles Todasco

Srivathsan Narasimhan

Braden Christopher Ericson

Jiri Medlen

Titus Woo

Gautam Madaan

Akshay Sanjeevaiah Krishnaiah

Sandy Godsey

Satish Narayan Govindarajan

Eric Byungho Min

Timothy Resudek

Anush Vishwanath

Cameron Winter McClees

Philip Chuang

David Flemate

Rohan Baddam

Adhish Nayanendu Vyas

Jennifer Esmeralda Delaney

A system includes a service provider device and a point of sale (POS) device. A session between a user device and the POS device is established. An authentication request associated with the user device is provided via a user interface of the POS device. Subsequent to an authentication of information, responsive to the authentication request, the POS device receives funding instrument (FI) proxy information corresponding to FIs, which is unusable to identify the FIs by a merchant. A selectable representation corresponding to the FI proxy information is provided via the user interface. Responsive to receiving an indication of a selected member from the selectable representation, information for the selected member is sent. The service provider device determines that the session corresponds to an account associated with the user device and the merchant, and performs a transaction for the session using a first FI that corresponds to the selected member.

Electronic identification and authentication system

Expedited virtual currency transactions are provided by identifying a first user primary wallet associated with a virtual currency and including a first user primary wallet private key. First user secondary wallets are created that each include a respective first user secondary wallet private key, and a respective virtual currency transaction is performed using the first user primary wallet private key to transfer predefined amounts of the virtual currency from the first user primary wallet to each of the first user secondary wallets such that first user secondary wallets are provided with different predefined amounts of the virtual currency. Subsequently, an instruction is received to transfer a payment amount to a second user, and the second user is allocated a subset of the first user secondary wallet private keys included in respective first user secondary wallets that are associated with predefined amounts of the virtual currency that equal the payment amount.

Expedited virtual currency transaction system

There are provided systems and methods for load balancing for map application route selection and output. A user may utilize a device application to map or route between two or more endpoints, such as geo-locations entered or detected by the device. During calculation of a travel route between the endpoints, real-time data, user preferences, and requesting entities may provide criteria data that may cause determination of a particular travel route, where the travel route may be longer than a most efficient route but within a pre-defined variable time or distance allotment and match the criteria data. Use of the route may accrue a form of compensation for the user. The user may view an application interface displaying the route, which may further include one or more executable processes to cause recalculation of the route. Recalculation of the route may require the user to provide credits or compensation.

Load balancing for map application route selection and output

A computer system monitors usage of an application on a computing device to identify one or more pre-fetch situations corresponding to a user of the computing device. The computer system determines whether the computing device is in a situation that corresponds to at least one of the identified one or more pre-fetch situations. In response to determining that the computing device is in the situation that corresponds to the at least one of the identified one or more pre-fetch situations, the computer system causes data corresponding to the application to be pre-fetched.

Prefetching data for application usage

Systems and methods for an account integration system include establishing, by a service provider device, a first session with a service provider account associated with a user. After determining that a second session between a user device and the third party account of the user is active, a first validation is caused to access third party account information associated with the second session. The third party account information and the service provider account information are concurrently displayed by a display interface of the service provider device. A transaction request for a transaction associated with the service provider account and the third party account of the user is received. Information is sent to cause a second validation of the transaction request by a provider of the third party account. In response to the second validation of the transaction request, the requested transaction is processed.

Systems and methods for location based account integration and electronic authentication

There are provided systems and methods for local digital token transfer during device communication limitations. A first computing device of a first user may include applications and data necessary to generate and/or transmit a data token to a second device to provide particular data to the second device, including a token used for electronic transaction processing. The first device may be unable to communicate with the second device in particular instances, for example, if the first device becomes non-operational due to battery power, location specific requirements, or other operation issue. Thus, the first device may store the token locally or to a nearby associated device, such as a keyfob device or other transceiver. The token may then be available to a third device when the first device is limited from communications, which may be used to communicate the token to the second device.

Local digital token transfer during limited or no device communication

A method for authenticating access to remote devices. The method includes receiving authentication data for authenticating a user for using a pointing device at an input of a Point-of-Sale (PoS) device for initiating of a transaction. The method includes receiving a user input that includes an authenticating input, the user input provided via the pointing device at an input device of the POS device, the authenticating input for authenticating the user for the transaction. The method includes accessing encoded data that is embedded in the user input, and determining a correlation between the authentication data and the encoded data. The method includes determining, based on the correlation and the authenticating input, authentication for initiating the transaction by the user at the POS device.

Providing multiple authentication elements via a pointing device for user authentication

A computer system associates one or more haptic feedbacks with one or more user activities. The computer system monitors current user activity on a computing device to determine whether the current user activity corresponds to at least one of the one or more user activities. In response to determining that the current user activity corresponds to a first user activity of the one or more user activities, the computer system causes a first haptic feedback of the one or more haptic feedbacks to be provided on the computing device, wherein the first haptic feedback is associated with the first user activity.

Providing haptic feedback on a screen

There are provided systems and methods for contextual data in augmented reality processing for item recommendations. A first user may provide a recommendation to a second user of an item viewed by the first user through a communication device. The first user may tag the item, for example, through voice input or visual cues while viewing the item at a physical merchant location, or through menu selections within an interface displaying a browsing window of the first user. The first user may provide contextual data that may be used to determine that the first user is recommending the item to the second user, such as voice data that includes an identifier for the second user or visual cues within audiovisual content captured of the item at the physical merchant location. During online browsing, the first user may provide the contextual data through actions, menus selections, and data entry.

Contextual data in augmented reality processing for item recommendations

Obtaining information may be increasingly more challenging in modern times. The systems described herein enable a user to have access to one or more data streams. For example, the data stream may include messages from a famous person provided to an online social networking service, where the messages may be limited character messages. Yet, in some instances, the data stream may also include images posted on a blog, videos posted on a social networking service for connecting people, a list of searches and/or search strings by a famous person, and a number of purchase orders by an actress. The systems may also control the user's access to the one or more data streams, possibly limiting the access to portions of the one or more data streams.

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San Jose, CA, United States of America

Cheng Tian