Wells Fargo Bank, N.a.

Chemere Davis

Abhijit Rao

Andrew J Garner, Iv

H Brock Kolls

Bryan D Hall

Nicola A Maiorana

Robert Lawrence Milden

Terri Christine Kennell

Matt Hord

Ximing Zhao

Methods, apparatuses, and computer program products are disclosed for securely delivering digital content to a user. An example method includes receiving a request for digital content for presentation by a first user device associated with a first user profile and receiving contextual device data of the first user device. The example method further include comparing the contextual device data of the first user device and a secure context dataset to determine a device delivery context of the first user device. In instances in which the contextual device data of the first user device fails to satisfy one or more security thresholds defined by the secure context dataset, the method determines an unsecure delivery context and generates secured digital content. The example method further includes causing presentation of the secured digital content via a second user device associated with the first user profile.

Apparatus and methods for securely delivering digital content

A computing system includes a network circuit enabling the computing system to exchange information over a network, a customer database storing information pertaining to various user accounts pertaining to a plurality of users, and a risk assessment circuit. The risk assessment circuit is configured search at least one data source to identify a user attribute, determine that the user attribute bears a relationship to a first security credential that is either associated with or potentially associated with a user account, generate a security prompt responsive to the determination, and transmit the security prompt to a user computing device associated with the user.

Systems and methods for enhanced security based on user vulnerability

Growing community of inventors

Pineville, NC, United States of America

Chemere Davis