Ca, Inc.

Charley Chell

Steven Lloyd Greenspan

James Donald Reno

Jerry R Jackson

Ralf Dieter Saborowski

Jeff Frantz

Provided is a process of authenticating a user, the process including: receiving an authentication request sent by a first computing device; receiving an observed profile of the second computing device; accessing a known profile of the second computing device; determining that the known profile corresponds to the observed profile; sending an authentication credential to either the second computing device or the first computing device; receiving the authentication credential from either the first computing device or the second computing device; and in response to receiving the authentication credential and the determination that the known profile corresponds to the observed profile, determining that the user is authenticated.

Consolidated multi-factor risk analysis

A method includes receiving a request to initiate secure communications from a first client and authenticating the first client. The authenticating includes communicating with a second client using a second communication channel, and receiving a response from the first client, the response being transmitted over a first communication channel. The method also includes receiving a first set of message data from the first client, the first set of message data being transmitted over the first communication channel, and receiving a second set of message data from the second client, the second set of message data being transmitted over the second communication channel. The method additionally includes constructing the message using the first set of message data and the second set of message data.

Secure data transmission using multi-channel communication

A method includes detecting an incoming request from a first application to a second application. The method further includes performing an authentication that involves sending a challenge message to a first application. The challenge message may request an account of information associated with processed transactions between the first application and the second application during a particular period preceding the incoming request, a solution to a high-cost calculation associated with a high level of resource use, or a concatenated sequence of characters located at specific positions of a shared value. The authentication further involves receiving a challenge response to the challenge message from the first application, determining a verified response based on the challenge message, and determining whether the challenge response matches the verified response. The method includes authorizing the second application to process the incoming request in response to determining that the challenge response matches the verified response.

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San Jose, CA, United States of America

Charley Chell