Visa International Service Association

Charles Quach

Loc Duc Nguyen

Chris S Nelson

A method to be implemented using a computer system, the method comprising the steps of providing a resource database that specifies locations of resources for use by consumers, receiving a location communication originated by a mobile consumer device associated with a consumer at a time temporally proximate a time when the consumer accesses a resource where the location communication indicates the location of the consumer device and using the location of the consumer device indicated in the communication to update the resource database.

Resource location verification by comparing and updating resource location with a location of a consumer device after a threshold of location mismatches is exceeded

A system, apparatus, and method for using a point of sale (POS) terminal as part of an electronic payment transaction. A unique number, code, alphanumeric character string, or other form of identification is assigned to each terminal manufacturer. Each terminal manufacturer then assigns a unique global identifier to each terminal they manufacture. The identifier assigned by the manufacturer may incorporate or be derived from the unique identifier assigned to each manufacturer. In the course of an electronic payment, other form of transaction, or other function or operation of the terminal, the POS terminal's unique global identifier is provided to a payment processor or other electronic payment network entity. This information, alone or in combination with portable consumer device data and transaction data, may be used to provide new services, content, and products to consumers or merchants.

Growing community of inventors

Pacifica, CA, United States of America

Charles Quach