Wells Fargo Bank, N.a.

Chandrasekaran Sivaraman

Shanmukeswara Rao Donkada

Rameshchandra Bhaskar Ketharaju

Sivamurugan Paramasamy

Rajesh Padincharekkara Mannachery

Venkatachalam Nachiappan

Ramanathan Ramanathan

Parul Ghosh

Niraj Kumar

Madhu Gumballi

Lakshmi Sowrirajan

Sathya K Balakrishnan

Priya R Radia

Mothi Mai Malli Viswanathan

Manas Ranjan Sahu

Susmita Santra

Ashalatha Seetharam

A system and methods include a negative certificate authority for distributed management of negative certificates. An authorization restriction is associated with an untrusted user. A negative certificate generated for the untrusted user includes a public key associated with the untrusted user and an authorization restriction. The authorization restriction includes at least one global restriction, which is applicable to each consortium member that subscribes to the negative certificate. The authorization restriction includes at least one local restriction, which allows individual consortium members to further define their own locally applicable restrictions using the negative certificate authority. The negative certificate is accessible to each member of the consortium to enforce the authorization restriction against a transaction request. A secure contributor record including a unique cryptographically generated address is generated for each contributor. In some embodiments, the transaction request is a blockchain-based value exchange transaction, such as a payment transaction using fiat or math-based currency.

Systems and methods for distributed management of negative certificates for blockchain-based value exchange transactions

Managing data center recovery from failure events can include a failure event platform having aspects provided via a user interface that integrates multiple failure and recovery management and execution features. The features can include, among others, application drift monitoring between production and recovery environments, real-time health checks of system components, user-modifiable scripting for prioritizing and customizing data center recovery actions, and a recovery execution tool.

Managing data center failure events

Compliance management is disclosed. A user can submit a data request, which can trigger the generation of a permission token for a service operator and a service request for the data request. An identified service operator can be provided with exclusive permissions to solve the data request. Access to data is managed to allow non-compliance to be detected and addressed. An attempt is made to locate the performance token and the service request associated with a customer data request. Further, the permission token and service token can be evaluated. A compliance state is set to non-compliant when a search fails to locate the permission token and the service token or when the permission token is expired or the service request is invalid. If the compliance state is non-compliant, an alert or security action can be initiated.

Compliance management system

An electronic social network can be provided that unifies products and services of one or more entities, such as financial institutions. Users of the social network can provide input regarding one or more products or services. Feedback can be solicited from other users of the social network regarding the input, and a score can be generated for a user that represents a level of agreement of the other users. A recommendation is generated and conveyed to users of the social network based on the score and user profile of the user associated with the score.

Demand prediction based on user input valuation

The innovation disclosed and claimed herein, in one aspect thereof, comprises systems and methods of compliance management and determining non-compliance. The systems and methods can process a data request from a user and generate a permission token for a service operator and a service request for the data request. The systems and methods can determine a service operator that has permissions to solve the data request. The systems and methods can receive the permission token and the service request when the service operator has solved the data request and process the permission token and the service request upon completion of the data request by the service operator. The systems and methods can determine non-compliance based on receiving an expired permission token, an invalidated service request, or only one or neither of the two. The systems and methods can generate and alert and/or recommend security actions according to an escalation matrix.

Growing community of inventors

Bengaluru, India

Chandrasekaran Sivaraman