Bank of America Corporation

Chadwick R Renfro

David M Andersen

Phillip L Richards

Christopher P Higgins

William Scott Treadwell

Igor Baikalov

Daniel P Shnowske

Peter Jordan Langsam

Dan P Antilley

Jonathan William Deats

Cris T Paltenghe

Ravi Pritmani

Carmen Michael Warn

Douglas Ray Little, Jr

Robert Alan Hansen

Brian R Wacker

A secure computer for secure transactions that includes an operating system, a processor, an identity security module, and a loss protection device. The operating system has built-in security features. The processor is manufactured with security features and configured to execute software in a virtualized state outside of the operating system. The computer includes or be able to create at least one virtualized monitoring application that operates outside of the operating system and. monitor system files and duplicate files of the system files for modification by malicious software, such that any of the duplicate files or system files determined to be modified by malicious software are restored to one of an original version or a known operative state and generates and communicates an alert indicating possible suspicious activity based on the determined modification.

Computing device for secured transactions and virtual monitoring external from the operating system

A personal computer is provided comprising a network communication interface configured to communicate with the Internet. The computer further includes a memory device configured to store information and computer-executable program code. The computer further includes a processor operatively coupled to the network communication interface and the memory device. The processor and the computer-executable program code are both configured to provide enhanced security features for safeguarding financial transactions conducted over the Internet and for safeguarding non-public information stored in the memory from being retrieved over the Internet by an unauthorized entity. The computer further includes indicia attached to the computer. The indicia is visible to a potential user of the computer and is configured to portray to the potential user of the computer that the computer is specifically designed and built to provide increased security for financial transactions handled over the Internet.

Secure transaction personal computer

Embodiments of the invention are directed to systems, methods, and computer program products configured to determine communities within an organization dynamically based on the distribution of entitlements within the organization.

Dynamic community generator

Embodiments of the invention relate to risk assessments and, more particularly to performing access risk assessments based on identified outliers.

Systems and methods for performing access entitlement reviews

Embodiments of the invention are directed to systems, methods, and computer program products configured to calculate an indicator of the likelihood that an entitlement exists in a first community relative to a second community. The calculated indicator is then used to determine the appropriateness of entitlements within the first community or after a transfer of a person from the first community to the second.

Dynamic entitlement manager

System and method for identifying phishers by analyzing website referrals. A combination of statistical analysis and fingerprinting can be used to assign a relevance score to a referring website that indicates the likelihood that the referring website is a phishing-related website. A fingerprint as used herein with respect to example embodiments is an array of relevant points corresponding to defined HTML tags. The relevance score can be determined at least in part by comparing the fingerprint of a suspect website with that of a base website. The number of matches in relevant points between the two websites determines the relevance score. Provisions can be made for displaying, reporting, and tracking relevance scores so that appropriate actions can be taken as phishing is detected. Additionally, a known-good list of websites can be used to reduce the number of false positives.

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Dallas, TX, United States of America

Chadwick R Renfro