Wells Fargo Bank, N.a.

Chad Allen Yarbrough

James R Seeley

Robin A Leavitt

Christine E Skatchke

Caroline S Cote

Christopher J Healey

Jeff Timmermann

Gwendoria M Salley

John C Brenner

James Dalton Cahill

Zachary Scott Miinch

Cem Hocaoglu

Carrie Cote

Jeniffer R Justice

A computer-implemented method and an interactive computer system has a user interface with computer software application tool(s) for retirement planning purposes. The user interface is generally referred to herein as an income dashboard.

Computer system and user interface for retirement planning

Various examples are directed to systems and methods for detecting fraud. A financial institution system may receive, from a transaction device, a transaction authorization request describing a transaction to be drawn on an account of a user. The financial institution system may also receive, from the user computing device, environmental data describing an environment of the user and determine that the environmental data indicates an anomalous condition. Based at least in part on the determining, the financial institution system may decline the transaction.

Fraud prevention tool

Various examples are directed to payment cards with budget displays including systems and methods for using the same. A payment card may comprise a display and a control circuit. The control circuit may display, at the display of the payment card, a first display state indicating a first unused portion of a budget amount for a current budget period. The control circuit may access first budget status data generated in response to a transaction made with the payment card and modify the display to display a second display state indicating a second unused portion of the budget amount for the current budget period, wherein the second unused portion is based at least in part on the transaction.

Payment card with budget display

Systems and techniques for interest matched interaction initialization are described herein. A first set of profile attributes for a first user and second set of profile attributes for a second user may be obtained. A first set of data sources and a second set of data sources may be identified respectively using the first set and second set of profile attributes. A first dataset and a second dataset may be collected respectively using the first and second set of data sources. An interest vector model may be generated using data elements of the first dataset based on an interest identified in the first dataset. The second dataset may be evaluated using the interest vector model to identify the interest as a shared interest in the second dataset. An interaction initialization item may be generated by identifying content associated with the shared interest. The interaction initialization item may be transmitted to a device.

Interest matched interaction initialization

Holistic tracking and monitoring of goals is provided. An indication of a first goal and a first set of attributes associated with the first goal and another indication of at least a second goal and a second set of attributes associated with the second goal are received. The first goal and at least the second goal are aggregated into a combined goal. A set of defined actions to achieve the combined goal is determined. Respective statuses of each defined action of the set of defined actions and a combined status for the combined goal are tracked. A representation of the combined status and the respective statuses are provided in a perceivable format. Further, the combined status and the respective statuses are updated in real-time.

Holistic tracking and monitoring of goals

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St. Louis, MO, United States of America

Chad Allen Yarbrough