Visa International Service Association

Cesar Otero

Patrick L Faith

Martin Enriquez

Jordan Scheinfield

Kathryn Michele Brownstone

Yaasha Sabbaghian

Libby Annie Kurien

Murali Krishnan Sreenivasan

Jeffrey Gill

Karen Windus

Preska Sharma

Maria-Elena Carlson

Provided is a method for providing a virtual account based on a biometric measurement, the method includes receiving biometric data associated with a biometric measurement of an individual, generating an virtual account of the individual based on receiving the biometric data associated with the biometric measurement of the individual, provisioning access to the virtual account of the individual based on the biometric measurement of the individual, and sending a message to a user device based on generating the virtual account associated with the individual, where the notification message includes an indication associated with the virtual account. A system and computer program product are also disclosed.

System, method, and computer program product for virtual accounts based on biometric measurements

A user may utilize an electronic telecommunications device comprising a wireless communications device to bind a first user device and a second user device. The user can insert the first user device into the electronic telecommunications device and enter authentication information. The first user device and the second user device can be bound over a wireless network enabled by the wireless communications device without requiring any sensitive account information to be entered by the user.

Binding process using electronic telecommunications device

A system and method configured to establish a communication connection between a vehicle and a remote computing device for data transmission. A beacon device is configured at a location to detect the presence of the vehicle, transmit an identity of the location to the vehicle, and communicate with the vehicle to determine an identity of the vehicle. The vehicle is configured to communicate with mobile devices of occupants of the vehicle. The remote computing device is connected to the beacon device via a data communication network and configured to determine, via the beacon device communicating with the vehicle, identification information of at least one mobile device of at least one occupant of the vehicle, and establish the communication connection between the computing device and the vehicle based at least in part on the identification information and the identity of the vehicle.

'Systems and methods implementing a communication protocol for data communication with a vehicle'

A method for concealing sensitive information on a portable device via a steganographic image is disclosed. The portable device can be in the form of a card such as a driver's license or credit card and the hidden information may include a person's name or account number.

Steganographic image on portable device

One embodiment of the invention is directed to a method comprising receiving a plurality of data packets including encoded data. The method further comprises determining a plurality of time delays between the plurality of data packets, and translating the plurality of time delays to obtain a decoding key for decoding the encoded data in the data packets. The decoding key may be used to decode the encoded data to obtain the data.

Growing community of inventors

East Palo Alto, CA, United States of America

Cesar Otero