Jpmorgan Chase Bank, N.a.

Carlos Romero

Mizan Miah

Gopinath Kondapally

Ryan S Yoder

Rasanjaya Herath Mudiyanselage

Venkata Sudheer Babu Chundi

Peter Andrew Aguas

Julio C Mecias Hurtado

Justin Robinson

Pranil Maharjan

Bruce N Ashby

Jared Bench

Cesar Lopez Garcia

Joel Fajilan

Robert Lopez

Xueming Yin

Serafin Fuente

Akmsaleh Sultan

Sobana Thirunavukkarasu

Srinivasan Baskaran

A method for facilitating contactless payment at a point-of-sale is disclosed. The method includes receiving, via a terminal, a selection from a user at the point-of-sale, the selection corresponding to a payment preference; determining a transaction type based on the selection, the transaction type including a first transaction via a digital payment network and a second transaction via a mobile wallet; providing, via the terminal, transaction information and a transaction token to a mobile device that is associated with the user based on the determined transaction type; receiving, via the mobile device, a transaction request that includes the transaction information, the transaction token, and user payment information; initiating an electronic transaction based on the transaction request; and transmitting a result of the electronic transaction to the terminal and to the mobile device.

Method and system for facilitating contactless payment

A method for facilitating automated authentication of a plurality of remote terminals is disclosed. The method includes generating, via a remote terminal, a key pair, the key pair including a public key and a private key that is persisted within the remote terminal; generating, via the remote terminal, a communication request by using the key pair, the communication request including the public key; transmitting, via the remote terminal using an application programming interface, the communication request to a terminal management server; registering, via the terminal management server, the remote terminal to a terminal database by using information in the communication request; persisting, via the terminal management server, the public key from the communication request to a persistent object storage repository; and generating, via the terminal management server, a response to the communication request, the response including status information and configuration information.

Method and system for facilitating authentication of remote terminals

Growing community of inventors

Fort Myers Beach, FL, United States of America

Carlos Romero