State Farm Mutual Automobile Insurance Company

Carl R Streily, Jr

Larry Ingrum

Andrew Patrick Wieduwilt

David Scott Etheridge

David A Theile

Randall Petersen

Lori J Kaufman

Alan R Hendren

Douglas K Sorensen

Jill A Eberle

Amy R Prestegaard

Methods, systems, apparatus, and non-transitory computer readable media are disclosed for providing a web-based application that allows a customer to submit relevant information for obtaining insurance policy products that may require medical underwriting. Various aspects allow a customer to use the web-based application for a variety of insurance products, which may include term, full, and/or universal life insurance policies. The web-based application simplifies the application process by filtering questions and/or prompts presented to the customer based upon a customer's specific needs, previous answers, and/or other information. Various aspects also include determining whether a customer qualifies for temporary or permanent life insurance coverage based upon a customer's information and/or answers to one or more knockout questions, and if so, providing the customer with a binding receipt of temporary insurance coverage upon payment for a period of time in which the underwriting may be completed.

Insurance application process providing bound online coverage for life insurance products

Growing community of inventors

Normal, IL, United States of America

Carl R Streily, Jr