State Farm Mutual Automobile Insurance Company

Bryan T Wilkerson

Nicholas R Baker

Benjamin F Bowne

Brian Mark Fields

Matthew Eric Riley, Sr

J Lynn Wilson

David W Thurber

Duane Lee Marzinzik

Nick U Christopulos

Jufeng “James” Peng

Nicholas U Christopulos

Jufeng James Peng

Duane Lee Marzinik

James Peng

Benjamin Bowne

A mobile device may include at least one sensor that detects a characteristic of the mobile device selected from distance traveled, location, time, and g-force dynamics; a processor; and a tangible non-transitory computer readable storage medium containing instructions that, when executed on by the processor, are programmed to automatically detect that a wireless connection has been established between the mobile device and a vehicle, and in response to detecting the wireless connection between the mobile device and the vehicle, automatically start collecting vehicle operation data via the at least one sensor. The mobile device may automatically stop collecting the vehicle operation data in response to the vehicle being turned off.

Systems and methods for controlling the collection of vehicle use data using a mobile device

A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.

Systems and methods using a mobile device to collect data for insurance premiums

A method for providing vehicle operation data to a remote computer or server for calculation of a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein the method includes steps of: collecting vehicle operation data via a mobile device while the mobile device is associated with an operating vehicle, wherein the vehicle operation data has insurance risk predictive power; and transmitting the collected vehicle operation data from the mobile device to a remote computer. The remote computer or server receives collected vehicle operation data, stores the collected vehicle operation data in a database, a determines a vehicle insurance premium via a rating engine based at least in part on collected vehicle operation data.

Methods using a mobile device to provide data for insurance premiums to a remote computer

A method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein a remote computer receives the collected vehicle operation data from a mobile device and calculates an insurance premium based at least in part on the collected vehicle operation data. A method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein a server receives collected vehicle operation data, a database stores the collected vehicle operation data, and a rating engine determines a vehicle insurance premium based at least in part on collected vehicle operation data.

Methods to determine a vehicle insurance premium based on vehicle operation data collected via a mobile device

Growing community of inventors

Bloomington, IL, United States of America

Bryan T Wilkerson