The Pnc Financial Services Group, Inc.

Bryan Lee Mackrell

Michael Scott Ley

Michael Aaron Chapman

Rodney Hal Monson

Mark Alexander Jones

Hyun Jin Ko

Christine Johns

Jennifer Marie Levin

Thomas Kunz

David Wisely Vondle

Chui-Ling Michelle Moy

Marieke Smets

Isabel Ford

Erin Koch

Jonathan Randall

Christopher Michael Bajgier

Peter Ehling

An information graphic displayable via an electronic user interface to integrate information from accounts held at a financial institution. In one embodiment, the information graphic includes a first graphic element to display first information associated with at least one first account and a second graphic element to display second information associated with at least one second account. A dimension of the first graphic element is representative of the first information and a dimension of the second graphic element is representative of the second information. A first portion of the second graphic element is selectable to alternately virtually hide and display a second portion of the second graphic element.

User interfaces and system including same

A method for displaying an information graphic via an electronic user interface to integrate information from accounts held at a financial institution. In one embodiment, the method includes displaying a first graphic element to display first information associated with at least one first account and displaying a second graphic element to display second information associated with at least one second account. A dimension of the first graphic element is representative of the first information and a dimension of the second graphic element is representative of the second information. Displaying the second graphical element includes displaying a first portion of the second graphic element that is selectable to alternately virtually hide and display a second portion of the second graphic element.

A method for providing investing services is provided. Through a first computer device user interface, a computer system receives first data from the user indicating the user's expected retirement spend in a plurality of spending categories at a first level of detail and stores the data at a data location. Through a second computer device user interface, the computer system receives identifier data indicating the user and retrieves the first data from the data location. The first data is supplemented by second data indicating the user's expected retirement spend in the plurality of spending categories at a more detailed second level of detail. A target asset level necessary for the user to fund a retirement considering expected retirement spend for the plurality of spending categories is determined considering the first and second data. The target asset level is displayed to the user.

Investor retirement lifestyle planning tool

Strategies, tools and techniques for establishing purchase cards for customers of a financial institution are provided. A primary purchase card can be established for a customer in association with at least one account of the financial institution. Also, at least one secondary purchase card can be established for the customer in addition to the primary purchase card. The secondary purchase card can be linked to the primary purchase card and to at least one of the same accounts associated with the primary purchase card. Customer configuration of various rules for the secondary purchase card can be facilitated, such as rules that govern purchase limits, activation parameters, deactivation parameters, and/or automatic replenishment schedules for the secondary purchase card.

Secondary purchase card for financial transactions ('cap card')

A computer-assisted method for an automatic savings plan. The method includes calculating a savings amount from a cent amount of each of a plurality of transactions. The method also includes transferring the savings amount from a first account to at least one receiving account.

Savings system based on cent portion of transaction amount

A computer-assisted method for alerting a user of a potential negative balance condition in a financial account. The method includes estimating a future account balance of the financial account and determining whether the future account balance will be a negative value. The method also includes generating for display, in a graphical format, an alert to the user that signifies when the future account balance is the negative value.

Systems and methods for scheduling and tracking account activity

Various embodiments are directed to computer-implemented systems and methods for providing financial information to a user. A computing device may receive from a financial server system data indicative of a balance of a first financial account of the user; a balance of a second financial account of the user; and a balance of scheduled payments to be deducted from the first financial account. The computing device may provide a graphical interface to the user. The graphical user interface may comprise a balance indicator having a first segment having a first area proportional to the balance of the first financial account; a second segment having a second area proportional to the balance of the second financial account, wherein a sum of the first area and the second area is substantially constant independent of the balances of the first and second financial accounts; and a scheduled payments indicator.

Providing financial account information to users

Various embodiments are directed to systems and methods for generating and delivering a reimbursement request from a customer of a financial institution. According to various embodiments a transaction list may be displayed to a customer. The transaction list may comprise transactions on the customer's account at the financial institution. An indication of a transaction to be reimbursed selected from the list, an indication of a recipient of the reimbursement request, an indication of the reimbursement request amount, and a text message may be received from the customer. The reimbursement request may be generated by packaging an indication of the customer, a description of the transaction to be reimbursed, the indication of the recipient, the indication of the reimbursement request amount and the text message into a message format. The reimbursement request may be transmitted to the recipient.

Requesting reimbursement for transactions

Various embodiments are directed to methods for marketing investment services. The methods may comprise receiving at least one signal from a position detector indicating a position of a viewer relative to a display screen in a first axis and a perpendicular distance of the viewer from the display screen. The display screen may be aligned along the first axis and a second axis. The methods may also comprise displaying with the display screen a user interface. The user interface may comprise an age scale aligned with the first axis, an asset scale aligned with a second axis and a chart of assets versus age. Upon determining that the perpendicular distance of the viewer from the display screen is less than a predetermined value, the methods may comprise modifying the interface to display an element at a first position on the age scale corresponding to a position of the viewer relative to the display screen in the first axis. The element may comprise information describing at least one of an investment-related event occurring at the first position on the age scale and an investment-related service related to the first position on the age scale.

Investment management marketing tool

An apparatus for marketing investment services comprising a display screen aligned along a vertical axis and a horizontal axis, a position detector, and a computer device. The computer device may receive at least one signal from the position detector indicating a position of a viewer relative to the display screen in the horizontal axis and a perpendicular distance of the viewer from the display screen; cause the display screen to display a user interface. The user interface may comprise an age scale aligned with the horizontal axis, an asset scale aligned with the vertical axis and a chart of assets versus age. Upon determining that the perpendicular distance of the viewer from the display screen is less than a predetermined value, the computer device modify the interface to display an element at a first position on the age scale corresponding to a position of the viewer relative to the display screen in the horizontal axis.

Methods for tracking customer spending: the methods may comprise receiving from the customer a first threshold amount and a period length; receiving a transaction indication for each debit transaction made by the customer during a first period; and alerting the customer if the sum of the amounts of debit transactions during the first period exceeds the first threshold amount. The methods may also comprise receiving a transaction indication for each debit transaction made by the customer during a second period; and alerting the customer if the sum of the amounts of debit transactions during the second period exceeds a second threshold amount.

Growing community of inventors

Cranberry Township, PA, United States of America

Bryan Lee Mackrell