United Services Automobile Association (usaa)

Bryan J Osterkamp

Ryan Thomas Russell

Ashley Raine Philbrick

Nathan Lee Post

William Preston Culbertson, Ii

Ruthie D Lyle

Will Kerns Maney

Sean Carl Mitchem

Timothy Blair Chalmers

Courtney St Martin

David M Jones, Jr

Andre Rene Buentello

Gregory Brian Meyer

Jose L Romero, Jr

Janelle Denice Dziuk

Kelly Q Baker

Oscar Roberto Tijerina

Mark Paxman Warnick

Deborah Janette Schulz

Mitzi Ruiz

Robert Andrew Massie

Jon Daniel McEachron

Thomas Bret Buckingham

Gregory B Yarbrough

Jonathan Edward Neuse

Orlando Coleman

Brady Justice

Sean Thomas

Michael Slaugh

Manfred Amann

Eric David Schroeder

Michael J Maciolek

Robert Wiseman Simpson

Brian Francisco Shipley

Christopher Thomas Wilkinson

Donnette L Moncrief Brown

Timothy Frank Davison

Peter Steuart Babcock

Kori Rochelle Newman

Justin Ray White

Peter Bradley Sheeran

Angel Ninette Cade

Yevgeniy Viatcheslavovich Khmelev

Oscar Guerra

Cory A Matheson

Zachery C Lake

Emily Kathleen Krebs

Matthew David Nolte

Curtis Mark Bell

Jon D Mceachron

Marcus Lee Willard

Raquel Alexis Low

Michelle Leib

Noe Alberto Martinez

William Michael Webb

Shiloh Huff

Noe Albert Martinez

Sushil Swarnapuri

Michael Lynn Edwards

Clay Williams

A touchless method and system of performing an authentication of a person in order to permit access to a secured resource is disclosed. The system and method are configured to collect channel state information associated with a person as they pass through a sensor zone and identify a biometric signal for the person. The system detects whether there is a match between the biometric signal and any biometric signals previously collected and stored in a database. If there is a match, the system verifies an identity of the person and can be configured to automatically grant the person access to one or more services, features, or locations for which he or she is authorized based on the authentication.

Touchless authentication method and system

A dynamic test publication framework for software development updates can be used to reliably publish test results. A variety of test tools can be used to design and execute a series of software tests for a given software update. An interface can be used to communicate the tests results to one or more producing components. The producing components can stream test results data objects, which can be stored in a queue. The queue can persistently store the test data objects and dynamically scale so that the dynamic test publication framework as a whole can reliably publish test results. A publisher can iteratively receive the queued test results data objects and publish them to a test evidencing platform. In some implementations, components of the dynamic test publication framework can independently and dynamically scale based the observed state of the dynamic test publication framework and/or the test evidencing platform.

Dynamic test publication framework for software development

A test data management ecosystem allows for a distributed test data management application. The distributed test data management application includes a core component and multiple satellite components performing coordinated operations to manufacture test data and convey the manufactured test data to end users. The distributed test data management application decentralizes the test data manufacturing to the satellite components, which report to the core component with metadata associated with the manufactured test data. The test data management ecosystem also includes multiple user interfaces and application programming interfaces to support various functionalities of the test data management ecosystem, such as test data manufacturing, managing, governing, tracking, and provisioning.

Test data management ecosystem

The embodiments provide a system and method for maintaining real estate data in a secure manner. Access to the data for a given real estate property is restricted by using an authentication device that is physically located at the same real estate property. The authentication device may provide a rolling authentication code that can be entered by the user requesting access to the data. In another embodiment, access to the data for a given real estate property is restricted by using a real estate data unit that is physically stored on the premises. Access to the data may therefore be restricted to users who are close enough to connect with the data unit via wired or wireless communication methods. The data unit and/or authentication device may include a device housing and an installation portion. The installation portion may be configured to attach to part of a building and/or lot.

System and method for maintaining real estate data in a secure manner

An autonomous data container and methods of use are disclosed. The autonomous data container includes a data storage structure for storing financial transaction information. The autonomous data container also includes an artificially intelligent agent stored as code within the container. The artificially intelligent agent can run on a system storing the autonomous data container. The artificially intelligent agent can access transaction information in the data storage structure and make predictions and/or decisions on a consumer's behalf. The artificially intelligent agent can make new purchases on the consumer's behalf. The artificially intelligent agent can also provide fraud alerts for the consumer.

Autonomous data containers with artificial intelligence

A computer may generate a temporary digital wallet containing one or more anonymous payment tokens and transmit the temporary digital wallet to a user device of a user. When the user provides an anonymous payment token of the one or more anonymous payment tokens to a point of sale (POS) system, the computer may receive from the POS system or other systems connected thereto, a request to authorize payment for the anonymous payment token. The request to authorize payment may also include an amount to be paid by the user to the POS system. Using the anonymous payment token, the computer may retrieve a user account and determine that the user account has sufficient funds for the transaction. Based upon the determination that the user account has sufficient funds, the computer may transmit an authorization confirmation back to the POS system or any other system that the authorization request originated from.

Systems and methods for generating and utilizing temporary digital wallet

The present disclosure relates to a system, method, and mobile computing device apparatus for detecting the physical presence of a bank customer at a bank branch, and delivering an enhanced customer service experience by anticipating the bank customer's needs. Detection of the bank customer through visual data such as facial recognition, or electronic data such as medium range electronic communication networks to the customer's mobile computing device, allow a bank to retrieve relevant customer profile and customer transaction history data and use that data to deliver communications to the customer even before the customer speaks to a bank teller.

Systems and methods for touchless in-person bank customer service

Various embodiments described herein relate to a call management system that aims to provide a more efficient, secure, and dynamic technique for authenticating a user based on a location of the user. A server of the call management system receives a phone call from a user device. The server transfers the phone call to an analyst device. When the analyst device accepts the phone call, the server starts an electronic communication session between the user device and the analyst device. The server then determines a current location of the user. The server further determines a question for authentication of the user based on the current location. The server transmits the question to the analyst device. The analyst device transmits the question to the user device via the server. In response to an answer received from the user device, the server authenticates the user.

Systems and methods for location based authentication

Authentication method and systems using RFID-enabled payment cards are disclosed herein where a server receives a request corresponding to authorization of a payment associated with a payment card from an electronic terminal. The server identifies an electronic device of a user associated with the payment card. The server then transmits an instruction to the electronic device to cause an RFID reader of the electronic device to determine whether an RFID tag corresponding to the payment card is located within a predetermined proximity to the electronic device. When the payment card is located within the predetermined proximity, the server executes a first authentication protocol. Moreover, when the payment card is not located within the predetermined proximity, the server executes a second authentication protocol, wherein the second authentication protocol is more restrictive than the first authentication protocol.

RFID-enabled payment authentication

Implementations of the present disclosure are directed to providing remote access to electronic documents stored in a server system using a virtual secure room, and include actions of authenticating a user at least partially based on credentials of the user, at least partially in response to authenticating the user, providing a secure connection between a computing device of the user and the server system, transmitting at least one electronic document for display to the user on the computing device, monitoring the user, while the at least one electronic document is displayed to the user on the computing device, and selectively closing the secure connection in response to one or more of at least one activity and at least one state of the user.

Virtual secure rooms

A system for controlling power in a facility having an electrical system including an energy storage device and a generator and an associated fuel tank. The fuel tank provides fuel to the generator and has a gauge indicating remaining fuel. Both the energy storage device and the generator operate. The generator may be used to provide power to the facility, the energy storage device, or both simultaneously. A first power consuming device imposes a first load connected to the electrical system and second power consuming device imposes a second load connected to the electrical system. The system receives information related to the loads and calculates an initial estimated run time of the energy storage device, and information related to the first load and information related to the second load. The system selectively removes the second load in a simulation and calculates a second run time of the energy storage device.

System for controlling power in a facility

Embodiments disclosed herein describe vehicle-based authentication protocols. An illustrative authentication server may receive a request to authenticate a user connected from a mobile device. The authentication server may transmit a request to the mobile device to transmit geolocation data of the mobile device. In response, the mobile device may transmit a stream of its geolocation data. Based upon the received geolocation data stream, the authentication server may determine that the mobile device in a motion and select a vehicle-based authentication protocol to request geolocation data of a trusted vehicle. The authentication server may compare the mobile device geolocation data stream and the vehicle geolocation data stream to determine a similarity score. If the similarity score is above a threshold, the authentications server may authenticate the user. In some cases, the authentication server may authenticate the user if the mobile device is connected to the trusted vehicle.

Systems and methods of multi-factor authentication utilizing a vehicle

Authentication methods and systems using RFID-enabled payment cards are disclosed herein where a server receives a request corresponding to authorization of a payment associated with a payment card from an electronic terminal. The server identifies an electronic device of a user associated with the payment card. The server then transmits an instruction to the electronic device to cause an RFID reader of the electronic device to determine whether an RFID tag corresponding to the payment card is located within a predetermined proximity to the electronic device. When the payment card is located within the predetermined proximity, the server executes a first authentication protocol. Moreover, when the payment card is not located within the predetermined proximity, the server executes a second authentication protocol, wherein the second authentication protocol is more restrictive than the first authentication protocol.

Growing community of inventors

New Braunfels, TX, United States of America

Bryan J Osterkamp