Visa International Service Association

Brijendra Singh

Mohamed Nosseir

Robert Youdale

Paul Hilliar

Christian Aabye

Upendra S Mardikar

Sanjeev Sharma

Jalpesh Chitalia

Minghua Xu

Abhishek Guglani

Gerald Destremps

Jose Luis Rios Trevino

Embodiments of the invention are directed to methods, systems and devices for providing sensitive user data to a mobile device using an encryption key. For example, a mobile application on a mobile device may receive encrypted sensitive user data from a mobile application server, where the user sensitive data is encrypted with a key from a token server computer. The mobile application may then request that the encrypted payment information be sent to the token server. The mobile device may then receive a payment token associated with the payment information from the token server.

Remote server encrypted data provisioning system and methods

Techniques for updating an application installed on a communication device may include determining that an update for a private portion of the application is available at a server, sending a request for the update to the server, receiving an updated version of the private portion from the server, and installing the updated version of the private portion on the portable communication device without updating the public portion.

Over-the-air provisioning of application library

A method is disclosed. The method includes determining, by a security software application on a communication device, that the communication device has been accessed by an unauthorized user. The communication device is configured to communicate with a telecommunications network over the air through a first communication channel. The method also includes generating, by the communication device, security notification data and providing the security notification data or a derivative of the security notification data to a host computer via a second communication channel.

Software tampering detection and reporting process

Over-the-air-provisioning of application library

Growing community of inventors

Cupertino, CA, United States of America

Brijendra Singh