Bottomline Technologies Limited

Brian Smith McLaughlin

Fred G Ramberg

David Sander

Norman DeLuca

Leonardo B Gil

Erik Vaughn Mitchell

Jeffrey Todd Dixon

Marshall Joseph Tracy

Durgaprasad Nagalla

Venkatesh Mohanraj

A unique implementation of a machine learning application for suggesting actions for a user to undertake is described herein. The application transforms a history of user behavior for a plurality of users into a set of models that represent user actions, and the optimal actions, given a set of parameters. These models are then used to suggest that users in a payments or banking environment take certain actions based on a best in class model derived from the best performing user. The models are created using the DensiCube, random forest, K-means or other machine learning algorithms.

Specialization of a user interface using machine learning

A unique implementation of a machine learning application for suggesting actions for a user to undertake is described herein. The application transforms a history of user behavior into a set of models that represent user actions given a set of parameters. These models are then used to suggest that users in a payments or banking environment take certain actions based on their history. The models are created using the DensiCube, random forest or k-means algorithms.

Personalization of a user interface using machine learning

According to an aspect, a computing device includes a processor; a computer readable memory; a display screen; a touch sensitive panel overlying the display screen; and computing device application instructions coded in the computer readable memory and executed by the processor to: display a user-selectable photograph on the display screen, the user-selectable photograph including a group of fiducials, generate captured pattern data, the captured pattern data representing coordinate values on the touch sensitive panel where touched by a user, and provide for authentication of the user based on a comparison of the captured pattern data and respective locations of the group of fiducials included in the user-selectable photograph.

Application security system and method

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Hampton, NH, United States of America

Brian Smith McLaughlin