Federal Reserve Bank of Chicago

Brian Mantel

Ronald M Gafron

Devin Cassidy

An intelligent messaging server (herein 'messaging server') that is communicably coupled to trusted directory nodes receives an electronic request from a first computing device. The electronic request includes at least a unique identifier of a second user (herein 'second user identifier'). Using the second user identifier, the messaging server determines that the second user has multiple accounts. Responsively, the messaging server generates and transmits an electronic selection message to the second user. The electronic selection message includes a link to a secure web page that lists the multiple accounts and prompts the second user to select one of the multiple accounts. Responsive to receiving the second user's selection, the messaging server generates an electronic record that includes at least an account identifier of the account selected by the second user, providing enhanced security to the second user's data via the trusted directory nodes.

Intelligent messaging system based multiple account selection for electronic message communications

An intelligent messaging server (herein 'messaging server') that is communicably coupled to trusted directory nodes receives, from a first user computing device, an electronic request that includes at least a unique identifier of a second user. Using the unique identifier, the messaging server determines that the second user is a registered user of the messaging server. Responsive to a negative determination that the second user is a registered user, the messaging server generates and transmits an electronic registration message to the second user. The electronic registration message includes a link to a secure web page that prompts the second user to temporarily register with the messaging server. Responsive to a temporary registration of the second user, the messaging server generates a record that includes at least an account identifier of the temporarily registered second user's account, providing enhanced security to the second user's data via the trusted directory nodes.

Growing community of inventors

Naperville, IL, United States of America

Brian Mantel