Capital One Services, LLC

Capital One Financial Corporation

Brian Donohue

Xiaofei Wang

Kai-Wen Chen

Bethany Sehon

Nirmal Kumar Raajan

Naresh Singh

Albert T Zellers

Weidan Zhou

Xuemei Pan

Colleen C Lubking

Frederick Joel Mason, Jr

John Henneberger

George W Paslaski, Jr

Sharada Muthusubramanian

Aspects described herein may relate to methods, systems, and apparatuses that determine one or more categories associated with a dataset, or a portion thereof. The determination may be performed based on one or more tags associated with the dataset and/or a description associated with the dataset. Further, the determination may be performed by searching an ontology based on the one or more tags and/or the description. The determination may be performed by using a machine-learning model based on the one or more tags and/or the description. Once the one or more categories associated with the dataset are determined, the one or more categories may be used as a basis for modifying the dataset and/or validating the dataset.

Determining data categorizations based on an ontology and a machine-learning model

A system and method to provide financial products throughout the life of a customer. The present invention determines the life status of a customer. The life status is determined by analyzing the customer information from a variety of sources. This information is filtered or inputted into an algorithmic model to identify appropriate financial products to offer to the customer. In addition, the customer's creditworthiness is used to determine or optimize the financial product offered to the customer.

Method and system for offering financial products based on a customer's determined life status

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Glen Allen, VA, United States of America

Brian Donohue