Other

Great Lakes Incubator, LLC

Brian Asquith

Himanshu Subhash Amin

Ronald Charles Krosky

Gregory Turocy

Fred Collopy

David Matthew Noonan

Gustavo Arnaldo Narvaez

Craig Allen Nard

Seyed Vahid Sharifi Takieh

Anthony Sargin

John Warren Thomas

Evan Perry

Patrica Sue Murphy

Embodiments are presented for controlling usage of a communications device, whereby for a given number of messages generated from the device the operator (e.g., a child, person, etc.) has to successfully answer a question before a further batch of messages can be sent. The number of messages that can be sent before a question is to be answered can be configured by a parent. Further, a modifiable data store can be utilized to store questions, from which questions for presentation on the communication device can be sourced. The questions can relate to subject matter the child is studying at school, a standardized test, trivia, provided by a third party.

Message control system

Real-time insurance rates can be generated and presented to a driver&#x2014;as the rate changes, the change can be shown through an interface. Different factors can be evaluated and based upon a result of the evaluation, the rate can be determined. The determination can be performed locally at a vehicle as well as by an insurance company. A bidding process can be used where different insurance companies supply rates and a user or automated process selects the rate for use&#x2014;the selected rate is conveyed upon the interface.

Visible insurance

The various technologies presented herein relate to detection of a lock is being tampered with, cut, removed, etc. An electrical circuit can be incorporated into a lock portion and a securing portion (e.g., a bar, a cable, etc.) of the lock. The electrical circuit can include a conductive element located along the length of the bar, cable, etc., with an electrical charge applied to the conductive element. Upon damage to the conductive element, e.g., during an attempt to cut or remove the lock, a change in the electrical charge from an initial state can be determined, which can further generate an alarm. The alarm can be a light, speaker, etc. An alarm notification can be transmitted from the lock to a remote device, e.g., a mobile phone, a central monitoring system, etc. A trembler switch can be incorporated into the lock to detect movement of the lock.

Theft deterrent lock

Dynamic insurance rate adjustments are communicated to a vehicle operator in order to allow the vehicle operator to adjust various parameters before an actual change to an insurance rate is communicated to a service provider or trusted third party. The various parameters can be external parameters and/or internal parameters and further can include historical information, current information, and/or predicted information. Communicating the insurance rate adjustments provides for insurance visibility for both the operator and passengers of the vehicle. The insurance rate adjustment is communicated though a device located within a vehicle to enable perception by a vehicle occupant.

Insurance visibility

System(s) and method(s) to incentivize adoption of time-dependent customized insurance benefit(s) are provided. A provider of insurance benefit(s) incentivizes adoption of the insurance benefit(s) in exchange for knowledge of operation characteristics of an insured entity. Knowledge is cumulative and collected from the insured entity and environment in which the entity operates. Incentivation is accomplished at least in part through generation of incentive offer(s) based on available knowledge, which is associated with an operator of the insured entity rather than with the entity itself. The operator can regulate the scope of exchanged knowledge, and received incentive offer(s) and related content. Incentive offer(s) can be directed to provision of insurance benefit coverage that is adequate to current or nearly current operation condition(s); discounted real-time or nearly real-time insurance benefits; or subsidized service(s). Offered incentives can be afforded at least in part through monetization of available knowledge via commercialization thereof or targeted advertisement.

Incentivized adoption of time-dependent insurance benefits

Growing community of inventors

Cleveland Heights, OH, United States of America

Brian Asquith