Jpmorgan Chase Bank, N.a.

Brent Samuels

Howard Spector

Allison Beer

Craig M Mullaney

Vimal Brahmbhatt

Brian S Gantert

Systems and methods for dynamic inclusion of enhanced data in transactions are disclosed. According to another embodiment, in an information processing apparatus comprising at least one computer processor, a method for conducting a mobile wallet payment with dynamic enhanced data using a mobile payment application may include: (1) receiving, from a merchant point of transaction device, a transaction request from a mobile payment application executed by a mobile electronic device, the transaction request comprising a unique identifier for a financial instrument provisioned to a mobile wallet computer application and a payment option selection; and (2) processing the transaction request according to the payment option selection.

Systems and methods for dynamic inclusion of enhanced data in transactions

The invention provides systems and methods directed to a user device that provides an IA (interface assistance) visual displayed on the user device, the user device including a computer processor operably connected to a non-transitory memory portion, the user device for use by a human user. The user device comprising (1) the computer processor; (2) the memory portion; (3) a communication element; (4) an electronic visual display; (5) a payment portion integrated with the computer processor, the payment portion performs payment processing; (6) an IA (interface assistance) portion integrated with the computer processor, the IA portion providing assistance in conjunction with performing a financial transaction using the user device, the IA portion performing processing including: (a) inputting a request for interface assistance; (b) performing processing based on the request to determine an IA (interface assistance) visual, content of the IA visual related to the communication element of the user device; and (c) outputting the IA visual to the electronic visual display of the user device; and (7) the electronic visual display displaying the IA visual in such manner that the IA visual is observable by the user, the content of the displayed IA visual being correlated with the physical position of the communication element in the user device.

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Avondale, PA, United States of America

Brent Samuels