Jpmorgan Chase Bank, N.a.

Bradley R Strock

George W Blossom

Marc Fredman

Kathleen H Witsil

Donna M Barrett

Donald H Schmitt

Karen R Ehemann

Mary Carter Warren

James C Steckart

Beth L Bressler

Lynn Hooper

Ron E Jacobs

Kimberly L Hoechst

Eugene M Glavin

Douglas A Filak

Katrina Dowidchuck

Karen R Eheman

Marc L Fredman

Kim Hoechst

Ron Jacobs

Donna W Barrett

A system and method for providing promotional rewards is provided. First, a promotional reward is communicated to a customer. The promotional reward offer comprises a promotional reward associated with one or more promotional reward-earning behaviors and a promotional time frame. The offer may specify a customer population, and the customer may be enrolled in the promotional reward program if the customer is determined to be in the population. The customer is credited a promotional reward if the customer accomplishes the promotional reward-earning behavior(s) within the promotional time frame. The customer may also be enrolled in a base reward program. The promotional rewards and base rewards may be accumulated in a customer account. A system for implementing a promotional rewards program is also provided.

System and method for granting promotional rewards to credit account holders

The present invention relates to methods for allowing an account holder to easily customize the terms of an account such as a loan account, an asset account, a mortgage account, an insurance account, or a brokerage account. Exemplary embodiments of the invention allow the user to specify various preferred terms such as cost (e.g., APR and annual fee), rewards programs, card design, affiliates, credit line, and payment due date, among others. The financial service provider issuing the account, e.g., the issuing bank, may make the various available terms for the account easily accessible to the user, for example through an internet website or an automated phone system, enabling the user to easily specify his or her preferences. The customization methods may be applied to the process of opening a new account or customizing an existing account. The customization methods may dynamically update the available terms as the user begins to select his or her desired terms.

System and method for establishing or modifying an account with user selectable terms

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Landenberg, PA, United States of America

Bradley R Strock