Walmart Apollo, LLC

Bradley Joseph Kieffer

David Martin Nelms

Eytan Daniyalzade

Mark Matthews

Charles David Berry

Prasanna Rajendran

Daniel Eckert

Berk Atikoglu

Douglas Jahe Ryner

Mindy Dawn Rector

Gopi Kishore Danda

Philip Wayne Marbut

Brandon Flores

Aroon Ponnusamy

Jeffrey S Downey

Nitin Kaulavkar

Prince Antony Michael Joseph

Bhooshan R Neupane

Sunil K Pati

Samuel John Von Bose

Casey Huliberger

Kyle Harmon

Catherine Davis Garner

Cord Cameron Leonhardt

Kier A O'neil

Christopher Joseph Phillips

Shannon Elizabeth Letts

Kristen Rachelle Bowlin Williams

Jessica Ford Salmon

Chad Clinton Gilliam

Michelle York Gocio

Kelly Lee White

David Jordan Carmon

Jason Richard Todd

Timothy Wayne Webb

Brian Barnett

Provided are a re-using e-commerce payment instruments for in-store purchasing systems and methods. A customer enters a check out and a transaction at the point of sale is started. The system receives a pairing request at a wallet processor from a customer mobile device operating a mobile application. This pairing request is created and sent in response to scanning of a code having a transaction identification. The system associates a customer payment profile with the transaction identification and sends associated information to the point of sale. The point of sale sends an amount of sale to authorize to the wallet processor after completing scanning of items. The system creates an authorization for payment and sending the authorization for payment to an authorizer. The transaction may then be completed by processing payment.

Re-using payment instruments for in-store use systems and methods

Methodologies, systems, and computer-readable media provided for a system for generating personalized electronic documents and verifying user identity are discussed. The system receives user identification data and check information from a user application. The check information is validated by the issuer of the check. The system transmits a notification to the user application that includes a machine readable code. The user application presents the machine readable code and the user identification data to a check-in module and automatic processing of the check is initiated.

Systems, devices, and methods for generating personalized electronic documents

Provided are check-in to checkout systems and methods. The system includes a point of sale, a display, a mobile device, and a backend system. When the POS starts a transaction, such as, but not limited to scanning an item, the POS generates a transaction/basket identification. In response to starting the transaction, the POS sends the transaction/basket ID to the display in the form of a QR code or one-dimensional barcode. The mobile device operating a mobile application scans and captures the displayed code and reports to the backend systems. The backend systems then send a check-in event, which includes gathered data by the backend systems, to the POS and the POS acknowledges receipt of the message. At this point, a notification may be sent to the mobile application that the check-in was successful and a link is established for flow of information.

Check-in to checkout systems and methods

Systems, apparatuses, and methods are provided herein for payments through point of sale systems. A system comprises a plurality of in-store POS systems, a user accounts database, and a merchant payment system configured to communicate with a plurality of user devices and a plurality of digital wallet provider systems. The merchant payment system comprises a control circuit configured to associate a user account with a plurality of digital wallet accounts in the user accounts database, wherein at least one of the plurality of digital wallet accounts is associated with two or more payment methods, receive a transaction request from a user device associated with the user account, select a digital wallet provider from the plurality of digital wallet accounts associated with the user account, and send a payment authorization request to a digital wallet provider system associated with the digital wallet provider for payment authorization.

Open mobile payment systems and methods

Re-using e-commerce payment instruments for in-store use systems and methods

Techniques for related to retail transaction are disclosed. The techniques involve various uses of a mobile device, such as a cell phone, in authorizing payment for a retail transaction and/or receiving and/or transmitting data to/from the mobile device.

System, method, and non-transitory computer-readable storage media related to transactions using a mobile device

Systems and methods for mobile-initiated in-store return of products are provided. An example system can include: an Order Management Module (OMM) configured to store in a first database completed transactions and associated electronic receipts for customers; a mobile device having a mobile application installed thereon and configured to query and receive from the OMM selection of products for return; a Return Management Module (RMM) configured to apply rules to validate the return based on the information about the selected product; and a return station configured to verify and complete the return.

System and method for mobile express return of products

Systems and methods for mobile-initiated in-store return of products are provided. An example system can include: an order management module (OMM) configured to store in a first database completed transactions and associated electronic receipts for customers; a mobile device having a mobile application installed thereon and configured to query and receive from the OMNI selection of products for return; a return management module (RMM) configured to apply rules to validate the return based on the information about the selected product; and a return station configured to verify and complete the return.

System and method for mobile-initiated in-store return of products

A refund processing system and method for automatically processing refunds to a mobile payment account of a customer is provided. The method includes the steps of receiving sales transaction information from a transaction records database, in response to a request from a point of sale device when a refund for an item is initiated, transmitting the sales transaction information to calculate an amount of funds to be refunded to a payment instrument, detecting that the payment instrument is not valid while attempting to apply the refund, and determining whether an electronic gift card is currently associated with the mobile payment account of the customer, and if so, applying the refund to the electronic gift card, and if not, creating a new electronic gift card and applying the amount of funds to the new electronic gift card.

Processing payment refunds for invalid payment instruments

Described in detail herein are methods and systems to identify available location-based services using a mobile application on a mobile computing device. The mobile application receives a code from a location-specific computing device and uses the code to identify available types of services supported at the location of the location-specific computing device. A services management framework determines what ordered services are available at the location. A user uses the mobile computing device to scan a machine-readable element at the location to initiate performance of at least one of the available ordered services.

Systems and methods for identifying available location-based services

Methods and systems to perform location-based services using a mobile application on a mobile computing device are discussed. A user uses the mobile computing device to scan a machine-readable element. The mobile application is configured to decode the machine-readable element to identify available types of services that are supported in a location of the machine-readable element. A services management framework determines available ordered services in the location-based on the available types of services.

Systems and methods for identifying location-based services

Growing community of inventors

Rogers, AR, United States of America

Bradley Joseph Kieffer