Spireon, Inc.

Brad Jarvis

Sean Michael Walsh

Richard Frank Pearlman

Daris Amon Schantz

Steven Gertz

Alec Michael Hale-Pletka

Disclosed are a method and/or a system of insurance rate optimization through driver behavior which includes a computer server of the driver monitoring environment to determine if a newly insured driver operating a private vehicle is adhering to a set of parameters set by an entity i.e. a driving school, an insurance provider and/or a family member of the newly insured driver. The system assigns a credit to the newly insured driver when it adheres to the set of parameters. The newly insured driver is monitored by the entity. A metadata is generated which includes a behavioral trait of the newly insured driver and an insurance rate is set through the insurance provider based on an adherence to the set of parameters set by the entity.

Growing community of inventors

Newport Beach, CA, United States of America

Brad Jarvis