Bill Hudson

Steven A Sholtis

David Hazar

A system and a method are provided for facilitating an account protection check for the security of sets of credentials. The system and method allow a service provider to automatically lock a credential set of at least one user account if fraudulent activity is detected. A third-party server of a service provider requests a token from the system before the authentication process. User metadata is analyzed to detect potentially fraudulent activity from the user account. If the credential set is in a locked status or unlocked status, at least one remote server of the system respectively relays an invalidation token or a validation token to the third-party server. If the invalidation token is relayed to the third-party server, the service provider does not go through the authentication process. If the validation token is relayed to the third-party server, the service provider proceeds with the authentication process as standard procedure.

System and method to facilitate an account protection check for sets of credentials

A system and a method are provided for facilitating an account protection check for the security of sets of credentials. The system and method enable the use of an access control mechanism to regulate the changes to the lock status of the sets of credentials. A third-party server of a service provider requests a token from the system before the authentication process. The access control mechanism also approves or denies the request before the authentication process. If the credential set is in a locked status or unlocked status, at least one remote server of the system respectively relays an invalidation token or a validation token to the third-party server. If the invalidation token is relayed to the third-party server, the service provider does not go through the authentication process. If the validation token is relayed to the third-party server, the service provider proceeds with the authentication process as standard procedure.

A system and a method are provided for facilitating an account protection check through blockchain. The system and the method allow a service provider to utilize blockchain technology to validate the access request to various accounts. A public key and a private key are generated and recorded by a blockchain ledger that are used to access the accounts. A third-party server of a service provider requests a token from the system before the authentication process. If the credential set is in a locked status or unlocked status, at least one remote server of the system respectively relays an invalidation token or a validation token to the third-party server. If the invalidation token is relayed to the third-party server, the service provider does not go through the authentication process. If the validation token is relayed to the third-party server, the service provider proceeds with the authentication process as standard procedure.

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Hampstead, NC, United States of America

Bill Hudson