State Farm Mutual Automobile Insurance Company

Bernardo Bracero

Phillip Sangpil Moon

Jeremy Shawn Fogg

Stan E Gozur

Jeffrey Wilson Stoiber

Sunish Shreenarayan Menon

Weixin Wu

Philip Christopher Bolden

Erin Corbin

Sajay Sadasivan

Provided herein is a damage prevention and mitigation (DPM) computing device including at least one processor in communication with a memory device. The at least one processor may be configured to identify a plurality of property parameters associated with a property wherein the property parameters are associated with one of a structure and design of the property; receive, via one or more telematics sensors, property telematics data; determine one or more damage factors associated with the property, wherein each damage factor includes an aspect of the property that increases a likelihood of the property incurring some damage; and generate a damage profile for the property based upon the determined damage factors, wherein the damage profile includes at least (a) one or more recommendations to address the damage factors and mitigate the likelihood that the property will incur damage, and (b) an insurance coverage amount for the property.

Systems and methods for property damage prevention and mitigation

Provided herein is a modeling computing device including a processor in communication with a memory device. The processor is configured to: (i) retrieve, from the at least one memory device, historical data associated with a plurality of users, wherein the historical data includes historical liability amount data and historical user data, and wherein the historical user data includes at least one of historical personal information, historical vehicle telematics data, and historical environmental data, (ii) generate a model that relates the historical liability amount data and the historical user data, (iii) store the model in the at least one memory device, (iv) collect current user data associated with a candidate user, wherein the current user data includes current personal information, current vehicle telematics data, and current environmental data, and (v) analyze the collected current user data using the generated model.

Systems and methods for modeling telematics, positioning, and environmental data

Methods and systems for creating and presenting multiple insurance product offerings are provided. According to certain aspects, an insurance provider may receive data including customer demographic information and property information, and determine two or more insurance product offerings with quotes based upon the received data or upon a single request for an insurance product offering. The provider may then send, via a computer network, data to enable a client computing device to display, in a single graphic representation, the two or more insurance product offerings and/or summaries of each. The insurance product offerings may relate to homeowners insurance, and the summary of each insurance product offering may include a premium, discount, and an icon that allows customization. Each summary may also include coverage amounts, liability coverage, personal belonging coverage, and/or additional coverage options. A side-by-side comparison of the insurance products offered may facilitate efficient and informed review by a customer.

Systems and methods for quoting multiple homeowner insurance products

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Bloomington, IL, United States of America

Bernardo Bracero