Jpmorgan Chase Bank, N.a.

Benjamin Sokol

Ryan Andrew Schlosser

Howard Spector

Scott Hollis Ouellette

Nicholas M LoRe

Winter P Ng

Jordan Butler

Duverney Tavares

Systems and methods for managing token-based transactions are disclosed. According to one embodiment, a method for managing token-based transactions may include (1) a token manager server comprising at least one computer processor receiving, from a customer, a request to provide a payment token to a merchant; (2) the token manager server receiving, from the customer, an identification of a first financial instrument and a second financial instrument to associate with the payment token; (3) the token manager server receiving, from the customer, an allocation of a transaction between the first financial instrument and the second financial instrument; (4) the token manager server generating the payment token and associating the payment token with the first financial instrument and the second financial instrument; and (5) the token manager server providing the payment token to the merchant.

Systems and methods for managing token-based transactions

A transaction management method and system are providing for managing disposition of funds for system users based on account activity. The method stores account data for the system users and instructions and at least a downloadable mobile application, The method receives through an interface over a network, an indication of account activity by the system user and determines a type of account activity. The method further identifies identifying a spending category for the account activity and performs an accounting for the spending category to determine if the account activity is indicative of system user underspending. The method further includes investing calculated underspending. An investment card may be utilized.

System and method for spend management and investment of funds

A network interface accesses project data, wherein the project data comprises a metric for a project. A processor determines a project completeness based on the project data. The network interface receives a project assessment and also accesses updated project data, wherein the updated project data comprises an updated metric for the project. The processor then determines an updated completeness of the project, and determines a change in the completeness of the project. When the change in the completeness of the project is over a threshold, the processor sets a material change flag. The processor also determines a low-granularity project status. The processor then generates a project heat map. The project heat map is displayed in a tabular format. The project heat map presents the completeness of the project, material change flag, and the low-granularity project status for the project simultaneously.

Interactive approach for managing risk and transparency

Growing community of inventors

New York, NY, United States of America

Benjamin Sokol