Citicorp Credit Services, Inc. (USA)

Citicorp Credit Services, Inc.

Belen Monasterio

Mark Temares

Shari Gooen Diamond

Julie Furr

Providing an account-based product. A communications portal is provided and consumer data is received via the portal. At least one derived characteristic, e.g., qualification, is determined contemporaneously from the consumer data. A product set is presented, via the portal, including at least one product determined at least in part by the derived characteristic. A selection from the product set is received via the portal, and at least one product feature, e.g., balance transfer, of at least one selected product is activated contemporaneous with the product selection.

Growing community of inventors

Madrid, Spain

Belen Monasterio