The Toronto-dominion Bank

Avinash Malliah

Gregory Boddison

Angelique Louise Carle

Matthew Allan Pitcher

Derek Murray Payne

Julie Elizabeth Hawthorne

Wendy Gayle Brisebois

Darren Johnston

Eugenio Caputo

Michelle Lemoine

Rhonda Brenda Weppler

Cameron Scott Wiginton

Dennis Harold Parker

Jonathan Robert Curran

Trevor James Van Arragon

Haitian Yan

Mervin Gan

Paul Mon-Wah Chan

John Jong Suk Lee

Jonathan K Barnett

Orin Del Vecchio

Roisin F Fritz

Heather May Jeske

Justin Leonard Lee

Akshaykumar Shah

Kyle Michael Mclean

Vadim Tchebotarev

Nandana Prabhath Withanage Don

Roisin L Fritz

A computer-implemented method is disclosed. The method includes: sending, to a plurality of computing devices, an invitation containing a link to access a first electronic document in a first state; detecting a change in state of the first electronic document from the first state to a second state; identifying a first subset of the computing devices including devices that did not provide any indication of approval for the first electronic document and devices that have already received requests for updated approvals for the first electronic document; sending, to a second subset of the computing devices that are not included in the first subset, requests to provide indications of approval for the first electronic document in the second state; and responsive to receiving indications of approval for the first electronic document from computing devices of the second subset, generating a locked form of the first electronic document in the second state.

System and method for multi-party electronic signing of electronic documents

The disclosed embodiments include computer-implemented processes that manage adaptively queued compliance workflow through a virtualization of robotic process automation (RPA) techniques and that manage adaptively a testing and 'de-risking' of target programmatic interfaces through a virtualization of additional RPA techniques. In some examples, an apparatus may obtain an element of response data from a programmatic interface based on a corresponding element of input data. The apparatus may determine that the element of response data deviates from an expected response of the programmatic interface to the element of input data, and generate exception data characterizing the determined deviation. The apparatus may also modify at least one functionality of the programmatic interface in accordance with the exception data.

Management of programmatic and compliance workflows using robotic process automation

A method for signing an electronic document is disclosed. The method includes: receiving, from a first client device: a first electronic document in a first state, the first electronic document containing first data in the first state; a first indication of approval for the first electronic document in the first state; and a selection of one or more second client devices; sending, to each of the one or more second client devices, an invite to access the first electronic document in the first state, each invite including a link to access the first electronic document; receiving, from at least one of the one or more second client devices, a second indication of approval for the first electronic document in the first state; validating the second indications of approval; in response to the validating, submitting a locked form version of the first electronic document to a virtual document signing ceremony.

Some aspects provide: analyzing data exchange database records of a first entity; determining a sector with which the first entity is associated by at least one of the analyzing and first entity input identifying the sector; analyzing data exchange database records of second entity(ies) different from the first entity, to determine sector associated second entity(ies) data exchanges; analyzing the sector associated second entity(ies) data exchange records to determine data baseline(s); analyzing the first entity data exchange records to determine first entity data baseline(s), at least one of which corresponding in type to a respective one of the data baseline(s); comparing one of the data baseline(s) to a corresponding one of the first entity data baseline(s); identifying the relevant information based on the comparing; and notifying, via a communication module of the computing device, over a network, an electronic device associated with the first entity of the relevant information.

Methods and devices for identifying relevant information for a first entity

Some aspects provide: analyzing data exchange database records of a first entity; determining a sector with which the first entity is associated by at least one of the analyzing and first entity input identifying the sector; analyzing data exchange database records of second entity(ies) different from the first entity to determine which involve other entities associated with the sector; analyzing the records of the other entities associated with the sector; determining a benchmark index for the sector and an index for the first entity based on factor(s) of the other entities and the first entity; comparing the first entity index to the sector benchmark index and ranking the first entity against the other entities based on the comparing; determining a level of risk for the first entity based on the rank; and determining an amount of a contribution to the first entity based on the level of risk.

Methods and devices for determining, and identifying information to manage, a level of risk of a first entity

A method for managing access privileges is disclosed. The method includes: obtaining, based on employee data received from a first client server having access to a human resources database of an organization, a first indication identifying a change in a first employee structure of the organization, the first employee structure indicating an employee status associated with each of one or more of the employees; retrieving permissions data defining access privileges associated with one or more employee statuses within the first employee structure for accessing a protected resource; and updating a user permissions database associated with the protected resource to indicate a change in access privileges for at least one employee of the organization based on the first indication and the permissions data, the user permissions database indicating access privileges for employees of the organization that are authorized to access the protected resource.

Systems and methods for delegating access to a protected resource

A message processing server includes a message processor, a network interface, and a memory storing a token database of multi-layer tokens. Each token in the database includes a plurality of encrypted data layers. The message processor receives, via the network interface, at least one authorization message that identifies one of the tokens, derives a first decrypted data layer from the first encrypted data layer of the token, and extracts from the first decrypted data layer a second pointer to a secondary database that stores a predetermined data value. The message processor excises the predetermined data value from the secondary database.

Token-based system for excising data from databases

A method for authorizing execution of a first action is disclosed. The method includes: receiving, from a first client server having access to a human resources database of an organization, a first employee structure indicating an employee status associated with each of one or more employees of the organization; receiving, from a requesting device, a first request to execute a first action; generating a second request to obtain approvals for executing the first action; and selectively transmitting the second request to one or more first employees of the organization, the one or more first employees being identified based on the first employee structure.

Growing community of inventors

Toronto, Canada

Avinash Malliah