Allstate Insurance Company

Lummus Technology Inc.

Lummus Crest, Inc.

Abb Lummus Crest, Inc.

Avinash Gupta

Ujjal Mukherjee

Kevin Chao Yang

Mario C Baldassari

Hruday Kamble

Marvin I Greene

Ujjal K Mukherjee

Methods and systems disclosed herein describe a universal access layer that allows a plurality of applications to obtain data and/or information from a plurality of heterogeneous data stores. The universal access layer may include one or more application data objects to validate requests, transform a format of the request, determine which data stores comprise the requested data and/or information, encrypt the request, combine responses into a single response, and retransform the response prior to sending it to the requesting application. By using the universal access layer, applications may improve the speed with which they access data and/or information from the plurality of heterogeneous data stores.

Universal access layer for accessing heterogeneous data stores

Methods and systems disclosed herein describe deploying a plurality of microservices to calculate an insurance rate. The plurality of microservices may operate in parallel to calculate a plurality of partial rates that are combined (e.g., added up) to determine the insurance rate. During the calculating steps, one or more rating factors may be cached and/or stored. The plurality of microservices may reduce the time and/or resources required by a processor to calculate an insurance rate, while the stored rating factors may be displayed to the user to provide greater transparency into how the insurance rate was calculated.

Distributed processing to provide transparency in rate determination

Methods and systems disclosed herein describe a canonical model that sets forth a standardized schema that represents data entities and their relationships as a logical data structure across multiple business units. A schema validator module may validate application-specific schema against the canonical module. Additionally, legacy and/or existing applications may be upgraded, through a transformation module, to comply with the canonical model. The transformation module may transform application-specific data and/or information to the standardized schema, and vice versa, to ensure that legacy and/or existing applications may communicate with applications and/or processing engines that comply with the standardized schema.

Canonical model for product development

Processes for upgrading resid hydrocarbon feeds are disclosed. The upgrading processes may include: hydrocracking a resid in a first reaction stage to form a first stage effluent; hydrocracking a deasphalted oil fraction in a second reaction stage to form a second stage effluent; fractionating the first stage effluent and the second stage effluent to recover at least one distillate hydrocarbon fraction and a resid hydrocarbon fraction; feeding the resid hydrocarbon fraction to a solvent deasphalting unit to provide an asphaltene fraction and the deasphalted oil fraction.

Multistage resid hydrocracking

A hydroconversion process is disclosed, including contacting of hydrogen and a residuum hydrocarbon with a pre-conditioned and at least partially sulfided hydroconversion catalyst for converting at least a portion of the residuum hydrocarbon into at least one of a hydrotreated product and a hydrocracked product. Pre-sulfiding and pre-conditioning of the catalyst may include: intermittently or continuously: feeding a hydroconversion catalyst comprising a metal oxide to a pre-reactor; feeding hydrogen and the residuum hydrocarbon comprising sulfur-containing compounds to the pre-reactor; contacting the hydroconversion catalyst with hydrogen and the sulfur-containing compounds in the pre-reactor at conditions of temperature and pressure to concurrently: i) convert at least a portion of the metal oxide to a metal sulfide; and ii) pre-condition the catalyst; recovering a residuum hydrocarbon having a reduced sulfur content from the pre-reactor; and transporting the pre-conditioned and at least partially sulfided hydroconversion catalyst from the pre-reactor to the ebullated-bed hydroconversion reactor.

Pre-sulfiding and pre-conditioning of residuum hydroconversion catalysts for ebullated-bed hydroconversion processes

In the two stage liquefaction of a carbonaceous solid such as coal wherein coal is liquefied in a first stage in the presence of a liquefaction solvent and the first stage effluent is hydrogenated in the presence of a supported hydrogenation catalyst in a second stage, catalyst which has been previously employed in the second stage and comminuted to a particle size distribution equivalent to 100% passing through U.S. 100 Mesh, is passed to the first stage to improve the overall operation.

Liquefaction of solid carbonaceous material with catalyst recycle

In a process for producing distillates from coal by a first stage thermal liquefaction followed by a catalytic hydrogenation, liquefaction solvent is added at points spaced over the length of the thermal liquefaction heater. Coal may be co-processed with petroleum oil by adding pre-hydrogenated oil to the first stage or unhydrogenated oil to the second stage.

Growing community of inventors

Bloomfield, NJ, United States of America

Avinash Gupta