Ebay, Incorporated

Visa International Service Association

Avinash Arumugam

Quan Wang

Jerry Wald

Kelvan Patrick Howard

Yannick P Bercy

Mark M Thomas

Embodiments of the invention are directed to techniques for enabling self-certification of an electronic device to result in the issuance of a security certificate that the electronic device may use to authenticate itself to another entity. In some embodiments, the device is caused to initiate the self-certification process upon determining that a status of a current security certificate is no longer valid. In some embodiments, an electronic device may communicate with a certificate authority, which may generate a set of policy data that indicates permissions for the electronic device. The electronic device may then generate an electronic record to be associated with the security certificate, which it may sign using a private key. The certificate authority may then verify the authenticity of the signed electronic record using a public key associated with the electronic device. The electronic record may be appended to some collection of records.

Self certification of devices for secure transactions

In accordance with one or more embodiments of the present disclosure, a system for facilitating financial transactions over a network includes a first component adapted to communicate with a merchant via a merchant device over the network and a second component adapted to receive a merchant transaction request from the merchant via the merchant device over the network, determine a format of the merchant transaction request, translate the format into a recognizable format, and process the merchant transaction request based on information passed with the merchant transaction request. In one aspect, the merchant transaction request includes information related to a financial transaction between the merchant and a customer purchasing an item from the merchant. In another aspect, format translation provides the capability to easily switch transaction service providers without incurring important integration costs.

Systems and methods for facilitating financial transactions over a network with a gateway adapter

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San Francisco, CA, United States of America

Avinash Arumugam